Invest with a Moneybox Stocks & Shares ISA
Start investing with just £1.
- Choose from three Starting Options, tailored to your risk level and designed by experts
- Customise and select from a range of funds and ETFs
- Add US stocks to own a slice of the world’s biggest companies
Capital at risk. All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.
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What is a Stocks & Shares ISA?
A Stocks & Shares ISA is an individual savings account that lets you invest your money in the stock market. You get an annual allowance of £20,000, which resets at the start of each new tax year.
When you invest with a Stocks & Shares ISA, you won’t pay any tax on any of your profits. That’s because they’re classed as a ‘tax wrapper’, and with a Moneybox Stocks & Shares ISA, you’ll be able to invest in our range of tracker funds, exchange traded funds (ETFs), and individual US stocks.
Plus, you’ll earn 3.5% AER (variable) on any money you hold as cash in your Moneybox Stocks & Shares ISA before investing it.
Tax treatment depends on individual circumstances and may be subject to change in the future.
Are there any rules or restrictions to open a Stocks & Shares ISA?
To open a Stocks & Shares ISA, you need to be over 18 years old, a UK tax resident, and non-US citizen.
From the 2024 / 2025 tax year, you can open more than one Stocks & Shares ISA in a tax year – giving you greater flexibility over how you choose to build wealth.
Investing with Moneybox
How does the Moneybox Stocks & Shares ISA work?
With a Moneybox Stocks & Shares ISA, you can invest in our range of tracker funds, our exchange traded funds, and our US stocks. To start, you’ll need to pick one of our Starting Options, and then it’s up to you how much you customise your allocation.
If you do want to customise, just go to Settings > Allocation > Change allocation in-app. But, you don’t have to invest in ETFs or US stocks if you don’t want to – think of them as an optional extra. If you’d rather stick with the allocations we give you in our pre-made portfolios, that’s totally fine.
Starting Options
Open your ISA and choose one of our three simple Starting Options: Cautious (low risk), Balanced (medium risk) and Adventurous (higher risk, higher potential returns).
Each one contains a range of diversified tracker funds, with different allocations for each option.
Custom allocations
Build your own investment portfolio by customising your investing allocations. You’ll be able to access our full range of tracker funds, ETFs and US stocks.
You’re in control of your portfolio and can invest in line with your values and objectives.
Our funds
Open a Moneybox Stocks & Shares ISA and invest in technology, healthcare, global and emerging markets, as well as ESG funds and more.
Global Shares
Track the global stock market with shares in more than 1,600 companies like Apple and Amazon.
Global Shares
Track the global stock market with shares in more than 1,600 companies across 23 developed countries. You probably interact with many of these companies every day; like Apple and Amazon. And, you’re invested in businesses around the world from Toyota in Japan to Microsoft in the US. With your risk spread globally, you haven’t got all your eggs in one basket.
Global Shares ESG
Invest in global companies that score highly on environmental, social and governance (ESG) factors.
Global Shares ESG
Invest in a range of companies from across the developed global stock market who consider environmental, social and governance (ESG) factors. These include things like how companies respond to climate change, treat their workers and manage their supply chains.
This fund is based overseas and is not subject to UK sustainable investment labelling and disclosure requirements.
Global Health & Pharmaceuticals Shares
Champion the healthcare sector by investing in companies like Johnson & Johnson and Pfizer.
Global Health & Pharmaceuticals Shares
Gain exposure to the global healthcare sector by tracking the performance of healthcare, pharmaceutical and biotechnology companies that are included in the FTSE World Index. You’ll invest in companies like Pfizer which develops and produces medicines and Johnson & Johnson which develops medical devices and pharmaceutical goods.
Global Property Shares ESG
Gain exposure to over 300 property companies across a range of industries, from residential to retail.
Global Property Shares ESG
Invest in a fund that focuses on property with an environmental, social and governance (ESG) twist. Your money will be spread over 300 property companies from around the world, and from different industries including residential housing and shopping centres.
Sustainable investment labels help investors find products that have a specific sustainability goal. The fund does not use a sustainability label because whilst the fund tracks an index which applies ESG criteria, the fund follows a passive strategy and the index it tracks may not meet the criteria of any sustainability label.
Our stocks
Invest directly in some of the biggest and best-known US companies.
Amazon
Amazon is the world’s largest e-commerce company.
Starting out as a bookshop founded by billionaire Jeff Bezos, Amazon has grown to sell everything from electronic goods, to food, alcohol and sports equipment. It also has a range of its own products, including the Amazon Kindle and Amazon Alexa.
Apple
Apple is the largest tech company in the world, and it was the first US company to hit a market capitalisation of over $1 trillion back in 2018.
You’re probably familiar with its products – you might even own one or two.
Coca-Cola
Coca-Cola is the global drinks company that owns brands including Costa, Fanta and Sprite.
The company’s flagship product – Coca-Cola – has a recipe that uses coca leaves and the kola nut, which is where the name Coca-Cola originally came from.
JPMorgan Chase & Co
JP Morgan Chase & Co was founded in 1871 by Gilded Age tycoon J.P. Morgan Sr. His power and wealth were so great that in 1893, Morgan actually bailed out the US government and prevented economic collapse.
Today, JPMorgan Chase is the largest bank in the world by market capitalisation.
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