Invest with a Moneybox Stocks & Shares ISA

Get started with just £1, and use your annual ISA allowance to invest in our range of funds and US stocks. Or, add money as cash and earn 3% AER (variable) until you’re ready to invest it.

Open or transfer an ISA in minutes to turn your money into something greater today.

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What is a Stocks & Shares ISA?

A Stocks & Shares ISA is an individual savings account that lets you invest your money in the stock market. You get an annual allowance of £20,000, which resets at the start of each new tax year.

When you invest with a Stocks & Shares ISA, you won’t pay any tax on any of your profits. That’s because they’re classed as a ‘tax wrapper’, and with a Moneybox Stocks & Shares ISA, you’ll be able to invest in our range of tracker funds, exchange traded funds (ETFs), and individual US stocks.

Plus, you’ll earn 3% AER (variable) on any money you hold as cash in your Moneybox Stocks & Shares ISA before investing it.

Are there any rules or restrictions to open a Stocks & Shares ISA?

To open a Stocks & Shares ISA, you need to be over 18 years old, a UK tax resident, and non-US citizen.

And, while you can have multiple Stocks & Shares ISAs open at a time, you can only open one new Stocks & Shares ISA each tax year – and you can only contribute the current tax year allowance into one of your Stocks & Shares ISAs at any one time.

Investing with Moneybox

How does the Moneybox Stocks & Shares ISA work?

With a Moneybox Stocks & Shares ISA, you can invest in our range of tracker funds, our exchange traded funds, and our US stocks. To start, you'll need to pick one of our Starting Options, and then it's up to you how much you customise your allocation.

If you do want to customise, just go to Settings > Allocation > Change allocation in-app. But, you don't have to invest in ETFs or US stocks if you don't want to - think of them as an optional extra. If you'd rather stick with the allocations we give you in our pre-made portfolios, that's totally fine.

Starting Options

Open your ISA and choose one of our three simple Starting Options: Cautious (low risk), Balanced (medium risk) and Adventurous (higher risk, higher potential returns).

Each one contains a range of diversified tracker funds, with different allocations for each option.

Customise Allocations

Build your own investment portfolio by customising your investing allocations. You’ll be able to access our full range of tracker funds, ETFs and US stocks.

You’re in control of your portfolio and can invest in line with your values and objectives.

Learn more

Award-winning investment app

Voted the Best Buy ISA, Best Money App, Best for Beginners and more – by the industry and our customers.

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Our funds

Open a Moneybox Stocks & Shares ISA and invest in technology, healthcare, global and emerging markets, as well as ESG funds and more.

Global Shares

Track the global stock market with shares in more than 1,600 companies like Apple and Amazon.

Fund fee 0.12% i
Incl. transaction costs
Find out more

Global Shares ESG

Invest in global companies that score highly on environmental, social and governance (ESG) factors.

Fund fee 0.27% i
Incl. transaction costs
Find out more

Global Health & Pharmaceuticals Shares

Champion the healthcare sector by investing in companies like Johnson & Johnson and Pfizer.

Fund fee 0.35% i
Incl. transaction costs
Find out more

Global Property Shares ESG

Gain exposure to over 300 property companies across a range of industries, from residential to retail.

Fund fee 0.23% i
Incl. transaction costs
Find out more

Our stocks

Invest directly in some of the biggest and best-known US companies.

Amazon

Technology

Find out more

Apple

Technology

Find out more

Coca-Cola

Consumer goods

Find out more

JPMorgan Chase & Co

Finance

Find out more

Moneybox Stocks & Shares ISA Fees

We believe in being fair and transparent, so we've set out the fees you'll pay for our Stocks & Shares ISA in the table below.
These fees cover all trading and transaction costs. You can withdraw free of charge.

  • Monthly subscription fee i
    This covers all investment accounts. E.g. If you have a Stocks & Shares ISA and a General Investment Account, you will pay £1 in total each month.
    £ 1

    Free for the first 3 months

  • Moneybox platform fee0.45%

    Charged monthly

  • Annual fund provider costs0.12% - 0.58%

    Charged directly by fund providers. Incl. transactions.

  • Currency conversion fee0.45%

    The cost of converting GBP to USD and vice versa when buying or selling US stocks from the UK

  • Commission0%

    We don't charge a commission on US stocks

Join our community

So far we’ve helped over 900,000 people save and invest for their future. Ready to join us?



Stocks & Shares ISA FAQs

If you have any questions, please chat to us in the app or email us via
support@moneyboxapp.com.

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Learn more about investing

It's important you know

All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.

Risk Warning
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