What are Moneybox funds?
Moneybox funds are our own range of ready-made, multi-asset investment funds - offered in partnership with and actively managed by the experts at Amundi, the largest European investment manager. Their eight-person team each average 17 years of experience in the industry.
There are three Moneybox funds to choose from - Cautious, Balanced, and Adventurous - and each lets you invest in thousands of assets at once at a risk level you choose.
Pick the risk level that’s right for you
Cautious
Invests mainly in bonds for lower risk but also lower potential return. Good if you want a gentler start.
Balanced
Invests in a mix of bonds and stocks for an even split of risk and reward.
Adventurous
Invests mainly in stocks for higher potential return with higher short-term movement.
Great value, without surprises
You'll pay our lowest service fee yet with Moneybox funds - meaning more of your money stays with you.
Service fee: 0.15% (vs 0.45% for other funds on our platform).
Fund fee: 0.29% (this varies by provider for other funds on our platform)
We also waive our £1 monthly subscription fee if you have £5k or more across Moneybox investing accounts, or if you have £5k or more in a Cash ISA, Open Access Cash ISA, and/or Simple Saver.
Example of what you’ll pay
Our lowest service fee at 0.15%, plus a 0.29% fund fee. That's £4.40 a year for every £1,000 invested, compared to £7.40 when investing with other funds we offer (assuming the same 0.29% fund fee and the higher 0.45% service fee for other funds on our platform).*
‘The investment options are well-structured for both beginners and experienced investors.’
Collins, Trustpilot
Fees for Moneybox funds
These fees apply for Moneybox funds held in a Stocks & Shares ISA, Stocks & Shares Lifetime ISA, General Investment Account, or Junior ISA.
Monthly subscription fee Free for the first three months, or for customers with £5k or more across their Moneybox investing accounts, or £5k in their Cash ISA, Open Access Cash ISA or Simple Saver. | £1 |
Service fee Charged monthly. | 0.15% |
Fund fee This varies by provider for other funds on our platform. | 0.29% |
Important to know
*You'd pay £7.40 a year for every £1,000 invested in non-Moneybox funds (assuming an equivalent 0.29% fund fee with the higher 0.45% service fee). Please note fund fees for funds from other providers can vary and are set by the fund provider themselves.
When you invest in funds, transaction costs also apply. These cover the fees to buy and sell the underlying investments. They are reflected in the fund's daily valuation, so you won't see these in your activity feed. The fund's Key Investor Information Document (KIID) details where you can find the latest transaction costs - usually on the Fund Manager’s website.
Historically, money invested for longer than five years grows more than cash savings. Your investments can also fall, so you might not get all of your money back.