Funds can be an easy way to diversify your investments and spread risk. Choose from our three diversified Starting Options, or build your own portfolio from our range of tracker funds and exchange traded funds (ETFs) below. Invest in socially responsible (SR) funds, global and emerging markets, technology, property and more.
Capital at risk. All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.
Track the global stock market with shares in more than 1,600 companies like Apple and Amazon.
Track the global stock market with shares in more than 1,600 companies across 23 developed countries. You probably interact with many of these companies every day; like Apple and Amazon. And, you’re invested in businesses around the world from Toyota in Japan to Microsoft in the US.
With your risk spread globally, you haven’t got all your eggs in one basket.
Invest in global companies that score highly on environmental, social and governance (ESG) factors.
Invest in a range of companies from across the developed global stock market who consider environmental, social and governance (ESG) factors. These include things like how companies respond to climate change, treat their workers and manage their supply chains.
Please note that this fund is domiciled in Ireland and is not covered by the UK Financial Services Compensation Scheme (FSCS).
Champion the healthcare sector by investing in companies like Johnson & Johnson and Pfizer.
Gain exposure to the global healthcare sector by tracking the performance of healthcare, pharmaceutical and biotechnology companies that are included in the FTSE World Index – Healthcare.
You’ll invest in companies like Pfizer which develops and produces medicines, and Johnson & Johnson which develops medical devices and pharmaceutical goods.
Gain exposure to over 300 property companies across a range of industries, from residential to retail.
Invest in a fund that focuses on property with an environmental, social and governance (ESG) twist. Your money will be spread over 300 property companies from around the world, and from different industries including residential housing and shopping centres.
Follow the principles of Islamic finance by excluding industries such as alcohol and tobacco.
With an investment process that’s been approved by an independent Shariah committee, this fund excludes industries such as alcohol, gambling, tobacco, military equipment or weapons and any products containing pork. You’ll invest globally into shares across a range of sectors such as Technology and Healthcare.
Please note that this fund is domiciled in Luxembourg and is not covered by the UK Financial Services Compensation Scheme (FSCS).
Invest your money across a range of developing markets, including Asia and Latin America.
Track companies in Emerging Markets such as Asia, Latin America and Africa, which have been selected based on long-term growth. The fund invests in a range of sectors such as Technology and Retail and includes companies like Samsung, Alibaba and Tencent.
Invest in companies from Emerging Markets, like Asia and Latin America, that score highly on ESG factors.
Invest in a range of companies from across Emerging Markets who consider environmental, social and governance (ESG) factors. These factors include things like how companies respond to climate change, treat their workers and manage their supply chains.
Back the building of new technologies by investing in the biggest tech companies like Google.
Follow the companies who are pioneering some of the world’s biggest digital trends. You’ll track the performance of companies in the FTSE World Index which are engaged in Information Technology activities like Apple, Microsoft, and Google.
Invest in bonds issued by developed economies to diversify your portfolio and balance your risk.
Diversify your portfolio and balance your risk with government bonds of largest developed economies, excluding the UK. Like corporate bonds, they’ll generally offer better returns than cash but with lower risk and returns than shares.
Governments borrow cash to help fund public services like new schools, roads and hospitals. Returns and volatility of bonds depend very much on who’s issuing them, however government bonds are considered to be a relatively safe investment.
Balance your risk and diversify your portfolio with corporate bonds issued by overseas companies.
Balance your portfolio with corporate bonds from companies that focus on environmental, social and governance factors. Bonds generally offer a lower level of risk and return compared to shares.
Corporate bonds enable companies to borrow cash from people like you to fund their growth – the bonds offer interest and the loan will eventually be repaid. By investing in this fund, you won’t take direct ownership of any corporate bonds yourself.
Take a cautious risk approach and deposit your money with banks offering top interest rates.
Make modest returns with a lower level of risk in this Cash Fund. Instead of investing in shares, the fund deposits most of your money with the banks and financial institutions offering the most competitive interest rates at the time.
Cash is unlikely to rise in value as much as the other asset classes when times are good, but it will help provide stability during the ups and downs along the way.
This range of funds aims to optimise your investment allocation over time based on when you plan to retire.
Optimise your investment strategy as you go through life. The fund automatically moves your money from higher growth assets such as shares and property when you’re younger, through to safer investments such as bonds as you get older and closer to retirement.
Back the companies that are leading the charge in the future transition to clean energy.
Back companies leading the way in clean energy like First Solar and Vestas Wind Systems.
The ETF reflects the return of the S&P Global Clean Energy index, which tracks companies that produce energy from solar, wind and other renewable sources.
Companies included in this fund have been screened for any involvement in weapons, tobacco, nuclear power, coal, oil or gas.
Spread your money across companies like Cisco and Darktrace that are innovating in the cyber security sector.
Invest in an ETF which aims to capture the growth potential of cyber security products and services.
This ETF tracks the ISE Cyber Security index – which gives you exposure to companies from developed and emerging markets that are making innovations in the cyber security sector including Cisco, Darktrace and Palo Alto Networks.
The fund invests in companies which contribute to environmental objectives, do not significantly harm any environmental or social objectives, and which follow good governance practices.
Track the current market price of responsibly sourced physical gold bullion.
Track the current market price of physical gold by investing in an exchange traded commodity (ETC) that follows the gold spot price. The spot price is the current market value of gold – meaning the price you would have to pay ‘on the spot’ to buy gold right now.
The fund ensures that the gold it gives exposure to meets the London Bullion Market Association’s (LBMA) responsible gold criteria (as of 31 March 2021), and was mined after 2012.
Track developed and emerging market companies that are creating technology in automation and robotics.
Get access to a range of companies from the STOXX Global Automation & Robotics index like Apple, Nvidia and Advanced Micro Devices that are developing technology in the fields of automation and robotics.
These companies develop the software, machinery, hardware and other components needed for the expansion of the automation and robotics industry.
Companies included in this fund have been screened for any involvement in weapons, tobacco, nuclear power, coal, oil or gas.
Get exposure to companies that are providing new clean water technologies and network maintenance.
Get exposure to the growth potential of the clean water industry by tracking the Solactive Clean Water index.
The companies in this index – like Evoqua Water Technologies Corp and Tetra Tech Inc. – are leaders in the international clean water industry. They provide network maintenance, waste water services and technological advancements.
The fund invests in companies which contribute to environmental objectives, do not significantly harm any environmental or social objectives, and which follow good governance practices.
Track the performance of developed and emerging market companies like Docusign that focus on digital services.
Track the performance of the STOXX Global Digitalisation index, which includes developed and emerging market companies like Netflix, Docusign and Visa.
The index’s exposure is diversified across several digitally focused services including e-commerce, communication, IT infrastructure and cloud storage.
Companies included in this fund have been screened for any involvement in weapons, tobacco, nuclear power, coal, oil or gas.
Get exposure to companies that provide care and other needs to the world’s ageing population.
Invest in an ETF that provides exposure to companies that stand to gain from meeting the growing needs of the world’s ageing population.
The ETF tracks companies that are included the STOXX Global Ageing Population index – including Brown & Brown, Hoya Corp, and Airbnb – which focus on things like wealth and asset management, healthcare, leisure and travel.
Companies included in this fund have been screened for any involvement in weapons, tobacco, nuclear power, coal, oil or gas.
Get exposure to the 100 largest companies listed in the UK, including AstraZeneca and Unilever.
Get broad exposure to companies listed in the UK with a single investment.
You’ll be investing in an ETF that follows the performance of the FTSE 100 index – which is made up of the 100 largest UK-listed companies including AstraZeneca, Barclays and Unilever.
Benefit from the growth of the US economy with a single investment.
Benefit from the growth of the world’s largest economy with a single investment.
This ETF is set up to match the market performance of the S&P 500 index, so you’ll be spreading your money across the 500 largest companies in the American market including Microsoft, Tesla, JPMorgan Chase & Co and Disney.
Invest across a diverse range of leading US companies that score highly on ESG factors.
Invest in an ETF that aims to replicate the performance of a diverse range of leading US companies from the S&P 500 ESG index.
This index measures the performance of companies like Apple, Microsoft and Amazon that score highly on ESG (environmental, social and governance) criteria, while maintaining similar overall industry group weights as the S&P 500.
The index that this fund tracks specifically excludes companies that are involved in controversial weapons, tobacco and coal, as well as those failing to comply with United Nations Global Compact norms.
Track the performance of leading European companies like BMW and LVMH.
Track 400 large and mid cap European companies by investing in a fund that follows the MSCI Europe index.
The fund includes a diverse mix of shares from 15 developed European countries like Germany, France and the UK. Your money will be invested in an ETF that tracks companies like BMW, LVMH and Siemens.
Back leading European companies with a focus on ESG values, including Roche and Adidas.
Back European companies that score highly on ESG (environmental, social and governance) factors.
This ETF seeks to track the performance of the MSCI Europe SRI Select Reduced Fossil Fuel index – which includes companies like Roche, L’Oreal and Adidas.
Companies included in this fund have been screened for any involvement in weapons, tobacco, nuclear power, coal, oil or gas.
Invest in the next 250 largest UK companies after the FTSE 100.
This fund follows ‘mid-cap’ UK companies. It tracks the performance of the 101st to the 350th largest companies in the UK – so the companies included in the FTSE 100 are excluded from this fund.
Examples of companies in the FTSE 250 are EasyJet, Greggs, and Trainline.
Track the performance of 2,000 small-cap US companies.
Invest in 25 large US-listed companies producing semiconductors and semiconductor equipment.
Semiconductors control the flow of electricity in electronic equipment and devices – like computer chips.
This fund follows 25 large US companies that produce semiconductors, and they could benefit if this industry expands in the future. It has holdings in Broadcom Inc., ASML Holding, and NVIDIA.
Invest in companies which stand to benefit from a future shift to a low-carbon economy.
Global carbon transition refers to a shift from an economy which depends on fossil fuels to a sustainable, low-carbon economy.
This fund follows companies which are aligned with the Paris Climate Accords, and have been identified as managing their emissions and climate-related risks effectively.
Track the top companies leading the field for gender equality.
This fund follows the performance of companies that are leading the field as champions of gender equality.
In-depth gender equality screening is carried out to identify appropriate companies to include in this fund. Examples include Pinterest, Salesforce, and Etsy.
Back the emerging artificial intelligence industry.
This fund tracks the NASDAQ CTA Artificial Intelligence Index. Companies included in this index are prominent forces within the artificial intelligence (AI) world.
They can generate most of their revenue through AI, or they can be key players in the AI space but with diversified revenue streams.
Invest in the blockchain industry and the infrastructure behind it.
This fund tracks the performance of global blockchain companies. It does not invest directly into cryptocurrencies.
Instead, it includes companies involved in cryptocurrency mining (the process of producing cryptocurrency), as well as blockchain-related financial services and payment systems.
Get exposure to companies that pay high dividends to their investors.
This fund follows the FTSE All-World High Dividend Yield Index.
The index is comprised of large and mid-sized companies from developed and emerging markets (excluding real estate trusts) that pay higher-than-average dividends to their investors.
Invest in a fund that spreads your money across companies with stable share prices.
This fund provides diversified exposure to large and mid-cap companies from developed countries including the US, Japan, and Switzerland.
These companies have stocks with low volatility compared to other companies in their industry.
Invest in a diversified fund of debt securities issued by global companies and governments.
By investing in this fund, you’ll be getting exposure to the Bloomberg Global Aggregate Float Adjusted and Scaled Index.
This index tracks the performance of government and corporate bonds from different geographical locations around the world that have maturities greater than one year.
Get exposure to UK government bonds.
Investing in this fund gives you exposure to UK government bonds, which are otherwise known as ‘gilts’.
The fund follows the Bloomberg Sterling Gilt Float Adjusted Index. It includes UK government bonds, valued in GBP, with maturities greater than one year.
Track the performance of US government bonds.
Investing in this fund allows you to bring US government bonds into your investment portfolio. The bonds included in this fund will be valued in USD and have maturities greater than one year.
The fund follows the Bloomberg Global Aggregate US Treasury Float Adjusted Index.
We believe in being fair and transparent, so we've set out the fees you'll pay for our investing accounts in the table below.
These fees cover all trading and transaction costs. You can withdraw free of charge.
Free for the first 3 months
Charged monthly
Pension - Balances up to £100,000 0.45%
Pension - Balances over £100,000 0.15%
There are additional fees charged directly by the fund provider. Please check the key investor information document (KIID) for a particular fund for more information.
Capital at risk. All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.
Tax treatment depends on individual circumstances and may be subject to change in the future.