Build a retirement worth waiting for

  • Find and combine lost pensions into one easy-to-manage Moneybox Pension
  • Choose where you want to invest your retirement savings
  • Get a 25% bonus from the government as tax relief on contributions

Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future. Capital at risk.

 Get Started
Moneybox

80k

More than 80,000 customers are taking control of their financial future with the Moneybox Pension

107k

We’ve combined more than 107,000 lost pension pots

£17.5m

Our customers have gained more than £17.5 million in pension tax relief

Take control of
your financial future

Find and combine old pensions

Consolidating your pensions into one easy-to-manage Moneybox Pension is a simple way to take control of your retirement savings. Transfer your pensions in-app using just a few details, or get help using our Pension Provider Search tool and from our team of Pension Detectives who’ll do the leg work for you.

Pension Pension Pension

Work out what to save

Find out how much you should save to achieve your ideal retirement – and how to get there – using our handy Pension Calculator and library of useful in-app content.

Use Pension Calculator

Save your way

There’s no one-size-fits-all way to save. With a Moneybox Pension, you can set up a weekly deposit, switch on a monthly payday boost, make one-off deposits, and round up daily purchases to the nearest pound.

Get free money for your pension

You’ll receive a 25% bonus from the government on everything you add to your pension – for free! Pension and tax rules apply.

What’s pension tax relief?

Meet your
dedicated support team

We’ve consolidated more than 60,000 pensions – and we could help combine yours too.

It’s easy to find and combine your old pots using our Provider Search tool in-app, or you could get assistance from our dedicated Pension Detectives and support team, who are always on hand to help.

 

How does it work?

Harry

Charlotte

Adam


Get free pension tips and tricks from experts

Video Screenshot

Learn more
about pensions

Learn more

Protected

Protected by the Financial Services Compensation Scheme. Learn more

Secure

Safeguarded by bank-level encryption

Trusted

Rated 'Excellent' on TrustPilot

Choose where your money is invested

Select a pension Starting fund and see exactly where your money is invested, all from within the Moneybox app.

Global Shares ESG

Invest your pension in global companies that lead the way in environmental, social and governance factors through a socially responsible fund.

Fund fee 0.20% i
Incl. transaction costs
Find out more

LifePath

Choose the BlackRock LifePath funds and your money will be invested differently as you go through life, tailoring the risk as you get closer to retirement.

Fund fee 0.23-0.27% i
Incl. transaction costs
Find out more

Global Shares

Diversify your retirement investment portfolio with the Fidelity Index World fund, a low-cost way to invest in thousands of global companies like Netflix, Amazon and Tesla.

Fund fee 0.12% i
Incl. transaction costs
Find out more

Islamic Global Shares

Follow the principles of Islamic finance by excluding industries such as alcohol and tobacco.

Fund fee 0.63% i
Incl. transaction costs
Find out more

Fees

We believe in being fair and transparent, so we've set out the fees you'll pay for our Personal Pension in the table below. These fees cover all trading and transaction costs

Trustpilot

It's important you know

As with all investing, your capital is at risk. The value of your pension can go up and down, and you may get back less than you invest. When deciding whether to transfer your pension, it’s important to compare the charges, investment options & benefits between Moneybox and your old provider. Moneybox cannot accept a transfer from a pension your employer is currently paying into. You can only access your pension once you reach the minimum pension age.

Tax treatment depends on individual circumstances and may be subject to change in the future.

It's important you know

Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future.

A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future.

Get started