Build wealth for what matters
Grow your savings with a market-leading Cash ISA
Save for your first home with the UK’s biggest Lifetime ISA provider
Invest for your future with a Stocks & Shares ISA
Join over 1.5 million customers today.
T&Cs apply. Capital at risk.
Get £100-£5,000 cashback for your future
Transfer in, deposit, or do both to add £10,000 or more into a Moneybox Personal Pension by 31 July 2026 to earn your cashback.
Capital at risk. Pension, tax rules, and offer T&Cs apply.
What are our experts saying?
If you’re taking full advantage of your workplace pension, a personal pension can be a great way to bolster your savings. Plus, a personal pension can give you more flexibility on where you invest your money than a workplace pension. With the Moneybox Personal Pension, you can:
Find and combine lost pensions into one easy-to-manage Moneybox Pension
Choose where you want to invest your retirement savings
Get a 25% bonus from the government as tax relief on contributions Read more
Brian Byrnes, Director of Personal Finance at Moneybox
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Guidance powered by our Aurora engine - combining human expertise with the latest tech and AI
1.5 million
People across the UK trust Moneybox to help build their wealth.
100,000
Homes bought with a Moneybox Lifetime ISA.
£16+ billion
Assets under administration.
Tips and tools to take you further
Round ups
Save or invest the change from your everyday spending.
Weekly stocks
Invest regularly in some of the biggest companies.
Time machine
See the future of your investments.
Pension provider search
Find and combine your old pensions.
Deposit calculator
See how much you need to save to reach your goal.
Payday boost
Top up your money automatically once you're paid.
It's important you know
All investing should be long term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future.
Investing
Capital at risk.
Cash ISA
Withdrawal restrictions vary across both Cash ISA accounts. A lower rate of 0.75% AER (variable) applies if your balance is below £500.
Interest is earned daily on cleared balances (rounded down to the nearest penny) and is paid monthly on the first day of each month.
The underlying rate is variable, and we’ll inform you if it changes. The bonus interest rate is fixed for 12 months from the date you open your Moneybox Cash ISA.
* Moneyfactscompare.co.uk top easy access Cash ISAs.
Business Saver
T&Cs apply. Max one withdrawal per day.
Lifetime ISA
A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA.
Remember: if you opt for the Stocks & Shares LISA, you’ll be investing, so your capital is at risk.
Mortgage services
Provided by First Mortgage Ltd.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Pensions
If you’re not sure whether the Moneybox Pension is right for you, we recommend you speak with an independent financial advisor.
For Provider Search: Please note some of this information is gathered from a government database and may not reflect current provider information for all employers. We cannot always guarantee the accuracy of your search results where we’ve relied on this service to locate your pensions.
Moneybox Aurora
Financial plans are guidance, not financial advice. We give you options to explore, so you can make the choice that works best for you – you’re in control. If unsure, seek independent financial advice before making any decisions.