Save with Moneybox and get 1.45% AER
The Moneybox 95 Day Notice Savings Account offers a rate of 1.45% AER variable and can be opened with as little as £1.
This account has a 95 day notice period. This means that when you make a withdrawal request, the money will be available after 95 days.
Download the app and start saving now.
Boost your savings
- Planning your next holiday? Dreaming of a new car? Get 1.45% AER on your savings and work towards your short term goals.
- The 95 Day Notice Account has no account fees.
- Get started with as little as £1.
What else should I know?
- This savings account is powered by our partner Investec. Investec is covered by the Financial Services Compensation Scheme so your savings are protected up to £85,000.
- This product has a 95 day notice period, meaning when you make a withdrawal, we receive the money from Investec 95 days later and will then transfer it to your nominated bank account.
- Interest is calculated daily and paid into your account each month. We will keep you informed of any changes to the interest rate.
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95 Day Notice Savings Account
- 1.45% AER variable
Interest is earned daily and paid on the 1st day of each month, rounded down to the nearest penny
- Yes – the interest rate is variable, so it can go up or down.
We will inform you as soon as possible, via the Moneybox App, and by email of any change to the interest rate
- There are no fees for this account.
- The estimated balance after 12 months would be £1,014.50
- This assumes that:
- The account is opened with £1,000
- No further deposits or withdrawals are made
- The interest stays the same for the full 12 months
- The account is available to UK residents aged 18 or more.
- You may only open and manage the account via the Moneybox app.
- Yes. This account has a 95 day notice period. This means that when you make a withdrawal, we receive the money from Investec 95 days later. We then return the money to your nominated bank account via BACS payment which usually takes 3-5 working days.
- Interest is paid without tax being deducted.
- Your tax treatment of any interest will depend on your individual circumstances.
Questions & answers
If you have any questions, please chat to us in the app or email us via
support@moneyboxapp.com.
How can I pay in?
As with all accounts we offer, payments are made from your direct debit linked current account. Please note that…
How does depositing work?
We collect your weekly savings total on Wednesday at midday, then debit this from your bank account via direct…
What happens when I want to withdraw?
Withdrawals can be requested in-app (Settings > Withdraw). Once you initiate a withdrawal, the amount requested continues to earn…
What if I need the money straight away?
It isn’t possible to withdraw without the 95 day waiting period, or expedite the withdrawal process in any way….
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Safety and transparency
Covered by the FSCS
This savings account is powered by our partner Investec. Investec is covered by the Financial Services Compensation Scheme so your savings are protected up to £85,000.
Bank level encryption
We use 256-bit TLS encryption for all your personal information and will never share any of your details with third parties without your consent.
We're here to help
If you have any questions, you can chat to us in the app or email us via support@moneyboxapp.com.
It's important you know
All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.