What are stocks and why invest?
Stocks (also called shares or equities) are pieces of ownership in a company. When you buy stocks, you become a shareholder – and that means you own a slice of that business – so you’ll benefit if the company’s share price rises in the future.
With Moneybox, you can buy regularly with Weekly Stocks or through a one-off buy. Stocks are available to buy as whole or fractional.
Our US stocks are available exclusively to our Stocks & Shares ISA customers.
What are fractional shares?
A share is a single unit of a company's stock. A fractional share is a fraction of a whole company share. So, if a company’s share price is currently £100, but you only have £20 to invest, you could buy a fifth of a share.
This makes even the most expensive stocks in the world accessible to everyone.
How to buy stocks with Moneybox
We believe in investing over day trading, so you can achieve more with your money over the long term. To invest in our US stocks, you'll need to have a Moneybox Stocks & Shares ISA first, then choose one of two ways to buy.
Weekly Stocks
Invest a set amount of money every week into a collection of your favourite companies.
You’ll be investing in stocks regularly over time, and you’ll buy when prices are high, low and everything in between. This helps you to ride out the ups and downs of the market.
One-off buy
Invest a lump sum when it suits you.
Remember, investing with a one-off buy means that you won’t benefit from the stock’s average price. As a result, you won’t be able to ride out the ups and downs of the market as effectively as you would with regular weekly investing.
Which stocks does Moneybox have?
Our range of 20 US stocks includes some of the world's biggest and best-know companies.
Amazon
Technology
Amazon is the world’s largest e-commerce company.
Starting out as a bookshop founded by billionaire Jeff Bezos, Amazon has grown to sell everything from electronic goods, to food, alcohol and sports equipment. It also has a range of its own products, including the Amazon Kindle and Amazon Alexa.
Apple
Technology
Apple is the largest tech company in the world, and it was the first US company to hit a market capitalisation of over $1 trillion back in 2018.
You’re probably familiar with its products – you might even own one or two.
Coca-Cola
Consumer goods
Coca-Cola is the global drinks company that owns brands including Costa, Fanta and Sprite.
The company’s flagship product – Coca-Cola – has a recipe that uses coca leaves and the kola nut, which is where the name Coca-Cola originally came from.
JPMorgan Chase & Co
Finance
JP Morgan Chase & Co was founded in 1871 by Gilded Age tycoon J.P. Morgan Sr. His power and wealth were so great that in 1893, Morgan actually bailed out the US government and prevented economic collapse.
Today, JPMorgan Chase is the largest bank in the world by market capitalisation.
McDonald’s
Consumer goods
McDonald’s is the largest fast food chain in the world and the company feeds millions of people every day.
The company was founded in 1940 by Richard and Maurice McDonald before Ray Kroc bought the brothers out of their stake and turned McDonald’s into what it is today.
Microsoft
Technology
Microsoft was founded by Bill Gates and Paul Allen in 1975. Since then, it has grown to be one of the largest tech companies in the world – making Gates and Allen billionaires in the process.
The company’s products include the Microsoft operating system, Microsoft Office and Internet Explorer.
Nike
Household goods
Nike is a global sportswear and apparel company named after the Greek goddess of victory.
Nike’s co-founder, Bill Bowerman, started out as a track and field coach who mentored 31 Olympic athletes and pioneered custom designs for many of the company’s early athletic shoes.
Tesla
Automobiles
Tesla is the automobile and clean energy company headed by Elon Musk, with the aim of bringing electric cars to the mass market.
Contrary to popular belief, he wasn’t an initial ‘founder’ of the company, but came on board in 2004 after a multi-million dollar investment.
Moneybox investing fees
You'll pay lower fees if investing in Moneybox funds. You can withdraw free of charge.
Subscription feeFree for your first three months. Free for customers with £5k or more across their investing accounts. Free for customers with £5k or more in their Cash ISA, Open Access Cash ISA, and/or Simple Saver. | £1 |
Moneybox funds | |
Service fee Charged monthly. | 0.15% |
Fund fee | 0.29% |
Other providers' funds | |
Service fee Charged monthly. This is 0.15% for Moneybox funds. | 0.45% |
Fund fee | Varies |
US stocks | |
Currency conversion fee | 0.45% |
Commission | 0% |
It's important you know
Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future.
US stocks are available exclusively to our Stocks & Shares ISA customers.