Why invest?
More than 600,000 customers use Moneybox to invest towards the things that matter most to them in life.
Investing can be a great way to grow your money and can offer higher long term returns than leaving your money in a current or savings account.
Investing returns are based on our Balanced portfolio and include all fees. £1,000 invested at the beginning of 2011 would be worth £2,193 at the end of 2020. Where available, returns data for the selected funds have been used. Where the fund has a shortened performance history, we have used the appropriate index to simulate performance. This is the case for the Fidelity Global Equity fund prior to March 2014, the iShares Global Property Equity fund prior to October 2014, and the iShares Global Corporate Bond fund prior to January 2012. Cash returns are based on the best available cash interest rates at the beginning of each year. Both the potential risk and potential reward is greater with investing. It should be regarded as longer term (at least 5 years) and you may get back less than you invest. Past performance is not a reliable guide to future performance. Sources: Morningstar, MSCI.
Make your money work
harder for your future
Starting options
To help you get started, we’ve worked with experts to put together three simple starting options – cautious, balanced and adventurous.
These starting options are made up of different allocations of a range of tracker funds. Each option includes a global shares funds – you can choose for this fund to be Socially Responsible (SR).
See how our starting options have performed
£1,000 invested in 2011 followed by contributions of £50 a month, would be worth £8,956 at the end of 2020.
Return per year (%)
Remember, past performance is not a reliable guide to future performance.
All investing should be regarded as longer-term as you may get back less than you invest.
Annual returns are net of fees and based on the scenario of £1,000 invested in 2011 followed by monthly deposits of £50. Where available, returns data for the selected funds have been used. Where the fund has a shortened performance history, we have used the appropriate index to simulate performance. This is the case for the Fidelity Global Equity fund prior to March 2014, the iShares Global Property Equity fund prior to October 2014, the iShares Global Corporate Bond fund prior to January 2012 and iShares Global Bond fund prior to January 2012. Source: Morningstar, MSCI
£1,000 invested in 2011 followed by contributions of £50 a month, would be worth £12,302 at the end of 2020.
Return per year (%)
Remember, past performance is not a reliable guide to future performance.
All investing should be regarded as longer term as you may get back less than you invest.
Annual returns are net of fees and based on the scenario of £1,000 invested in 2011 followed by monthly deposits of £50. Where available, returns data for the selected funds have been used. Where the fund has a shortened performance history, we have used the appropriate index to simulate performance. This is the case for the Fidelity Global Equity fund prior to March 2014, the iShares Global Property Equity fund prior to October 2014, and the iShares Global Corporate Bond fund prior to January 2012. Source: Morningstar, MSCI
£1,000 invested in 2011 followed by contributions of £50 a month, would be worth £12,960 at the end of 2020.
Return per year (%)
Remember, past performance is not a reliable guide to future performance.
All investing should be regarded as longer term as you may get back less than you invest.
Annual returns are net of fees and based on the scenario of £1,000 invested in 2011 followed by monthly deposits of £50. Where available, returns data for the selected funds have been used. Where the fund has a shortened performance history, we have used the appropriate index to simulate performance. This is the case for the Fidelity Global Equity fund prior to March 2014, the iShares Global Property Equity fund prior to October 2014, and the iShares Global Corporate Bond fund prior to January 2012. Source: Morningstar, MSCI
