Investing made easy
Start investing with just £1 and track the market performance of global companies like Google, Apple and Netflix via simple tracker funds. Choose from our three diversified Starting Options, including a socially responsible option, or build your own portfolio from a range of funds.
Join more than 700,000 customers investing with Moneybox for their future.
Why invest?
Investing vs. saving
- Investing can be a great way to grow your money and can offer higher long-term returns than leaving your money in a current or savings account.
- £1,000 invested at the end of 2010 would be worth £2,193 at the end of 2020, compared to just £1,185 if saved in cash.
- Investing returns are based on our Balanced portfolio and include all fees. Where available, returns data for the selected funds have been used. Where the fund has a shortened performance history, we have used the appropriate index to simulate performance. This is the case for the Fidelity Global Equity fund prior to March 2014, the iShares Global Property Equity fund prior to October 2014, and the iShares Global Corporate Bond fund prior to January 2012. Cash returns are based on the best available cash interest rates at the beginning of each year. Both the potential risk and potential reward is greater with investing. It should be regarded as longer term (at least 5 years) and you may get back less than you invest. Past performance is not a reliable guide to future performance. Sources: Morningstar, MSCI.
Investing with tracker funds
- What is a tracker fund? Also called index or passive funds, tracker funds track the performance of a market index, such as the FTSE 100.
- Gain exposure to a range of global markets and companies for lower costs than investing in individual assets like shares in multiple companies.
- Track the performance of global and emerging markets, and even invest in line with your values across ESG funds.
Investing with Moneybox
There are two ways to invest in our range of passive funds:
Starting Options
Get started with our three simple Starting Options – Cautious, Balanced and Adventurous.
Our Starting Options are made up of a range of diversified tracker funds, with different allocations for each option. All Starting Options include a global shares fund – you can choose for this fund to be Socially Responsible and invest with an ESG strategy.
Best for
- Beginner investors
- Keeping it simple
Customise Allocations
Choose to build your own portfolio by customising your investing allocations and access even more tracker funds.
By selecting to customise your allocations, you’re in control of your portfolio and can invest in line with your values and objectives.
Best for
- Intermediate or experienced investors
- More control over investment funds
Learn more about investing with Moneybox
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What's in our Starting Options?
We’ve worked with experts to put together three simple Starting Options (Cautious, Balanced and Adventurous), including a socially responsible (SR) global shares option for each, so all you have to do is pick one.
Aims for modest growth with low risk investments.
Aims for more growth with medium risk investments.
Starting Options performance
Socially Responsible
Starting Options’ annual return over 10 years.
£1,000 invested in 2011 followed by contributions of £50 a month, would be worth £8,955 at the end of 2020.
Return per year (%)
Starting Options’ annual return over 10 years.
£1,000 invested in 2011 followed by contributions of £50 a month, would be worth £8,956 at the end of 2020.
Return per year (%)
Remember, past performance is not a reliable guide to future performance.
All investing should be regarded as longer-term as you may get back less than you invest.
Remember, past performance is not a reliable guide to future performance.
All investing should be regarded as longer-term as you may get back less than you invest.
Annual returns are net of fees and based on the scenario of £1,000 invested in 2011 followed by monthly deposits of £50. Where available, returns data for the selected funds have been used. Where the fund has a shortened performance history, we have used the appropriate index to simulate performance. This is the case for the Fidelity Global Equity fund prior to March 2014, the iShares Global Property Equity fund prior to October 2014, the iShares Global Corporate Bond fund prior to January 2012 and iShares Global Bond fund prior to January 2012. Source: Morningstar, MSCI
Annual returns are net of fees and based on the scenario of £1,000 invested in 2011 followed by monthly deposits of £50. Where available, returns data for the selected funds have been used. Where the fund has a shortened performance history, we have used the appropriate index to simulate performance. This is the case for the Old Mutual ESG Global Equity fund prior to December 2018, the iShares Global Property Equity fund prior to October 2014, the iShares Global Corporate Bond fund prior to January 2012 and iShares Global Bond fund prior to January 2012. Source: Morningstar, MSCI
Starting Options’ annual return over 10 years.
£1,000 invested in 2011 followed by contributions of £50 a month, would be worth £12,302 at the end of 2020.
Return per year (%)
Starting Options’ annual return over 10 years.
£1,000 invested in 2011 followed by contributions of £50 a month, would be worth £12,304 at the end of 2020.
Return per year (%)
Remember, past performance is not a reliable guide to future performance.
All investing should be regarded as longer term as you may get back less than you invest.
Remember, past performance is not a reliable guide to future performance.
All investing should be regarded as longer-term as you may get back less than you invest.
Annual returns are net of fees and based on the scenario of £1,000 invested in 2011 followed by monthly deposits of £50. Where available, returns data for the selected funds have been used. Where the fund has a shortened performance history, we have used the appropriate index to simulate performance. This is the case for the Fidelity Global Equity fund prior to March 2014, the iShares Global Property Equity fund prior to October 2014, and the iShares Global Corporate Bond fund prior to January 2012. Source: Morningstar, MSCI
Annual returns are net of fees and based on the scenario of £1,000 invested in 2011 followed by monthly deposits of £50. Where available, returns data for the selected funds have been used. Where the fund has a shortened performance history, we have used the appropriate index to simulate performance. This is the case for the Old Mutual ESG Global Equity fund prior to December 2018, the iShares Global Property Equity fund prior to October 2014, and the iShares Global Corporate Bond fund prior to January 2012. Source: Morningstar, MSCI
Starting Options’ annual return over 10 years.
£1,000 invested in 2011 followed by contributions of £50 a month, would be worth £12,960 at the end of 2020.
Return per year (%)
Starting Options’ annual return over 10 years.
£1,000 invested in 2011 followed by contributions of £50 a month, would be worth £12,963 at the end of 2020.
Return per year (%)
Remember, past performance is not a reliable guide to future performance.
All investing should be regarded as longer term as you may get back less than you invest.
Remember, past performance is not a reliable guide to future performance.
All investing should be regarded as longer-term as you may get back less than you invest.
Annual returns are net of fees and based on the scenario of £1,000 invested in 2011 followed by monthly deposits of £50. Where available, returns data for the selected funds have been used. Where the fund has a shortened performance history, we have used the appropriate index to simulate performance. This is the case for the Fidelity Global Equity fund prior to March 2014, the iShares Global Property Equity fund prior to October 2014, and the iShares Global Corporate Bond fund prior to January 2012. Source: Morningstar, MSCI
Annual returns are net of fees and based on the scenario of £1,000 invested in 2011 followed by monthly deposits of £50. Where available, returns data for the selected funds have been used. Where the fund has a shortened performance history, we have used the appropriate index to simulate performance. This is the case for the Old Mutual ESG Global Equity fund prior to December 2018, the iShares Global Property Equity fund prior to October 2014, and the iShares Global Corporate Bond fund prior to January 2012. Source: Morningstar, MSCI
