Why invest?
Over 200,000 customers use Moneybox to invest towards the things that matter most to them in life. Investing can be a great way to grow your money, and can offer higher long term returns than leaving your money in a current or saving account.
The chart shows return on the FTSE All World and the Bank of England base rate from 2008 to 2018. £1,000 invested in 2008 would have been worth £2,384 ten years later. Remember, past performance is not a reliable guide to future performance. All investing should be regarded as longer term as you may get back less than you invest.
FTSE All-World Total Return GBP, Morningstar. Bank of England base rate, Bank of England. Excludes fees.
To help you get started, we’ve worked with experts to put together three simple starting options – cautious, balanced and adventurous.
These starting options are made up of different allocations of a range of tracker funds.
Global shares 
See how our starting points have performed.
£1,000 invested in 2010 followed by contributions of £50 a month, would be worth £7,836 at the end of 2018.
Return per year (%)
Remember, past performance is not a reliable guide to future performance. All investing should be regarded as longer term as you may get back less than you invest.
Annual returns are net of fees and based on the scenario of £1,000 invested in 2010 followed by monthly deposits of £50. Where available, returns data for the selected funds have been used. Where the fund has a shortened performance history, we have used the appropriate index to simulate performance. This is the case for the Fidelity Global Equity fund prior to March 2014, the iShares Global Property Equity fund prior to October 2014, the iShares Global Corporate Bond fund prior to January 2012 and iShares Global Bond fund prior to January 2012.
Source: Morningstar, MSCI.
£1,000 invested in 2010 followed by contributions of £50 a month, would be worth £10,012 at the end of 2018.
Return per year (%)
Remember, past performance is not a reliable guide to future performance. All investing should be regarded as longer term as you may get back less than you invest.
Annual returns are net of fees and based on the scenario of £1,000 invested in 2010 followed by monthly deposits of £50. Where available, returns data for the selected funds have been used. Where the fund has a shortened performance history, we have used the appropriate index to simulate performance. This is the case for the Fidelity Global Equity fund prior to March 2014, the iShares Global Property Equity fund prior to October 2014, and the iShares Global Corporate Bond fund prior to January 2012.
Source: Morningstar, MSCI.
£1,000 invested in 2010 followed by contributions of £50 a month, would be worth £10,430 at the end of 2018.
Return per year (%)
Remember, past performance is not a reliable guide to future performance. All investing should be regarded as longer term as you may get back less than you invest.
Annual returns are net of fees and based on the scenario of £1,000 invested in 2010 followed by monthly deposits of £50. Where available, returns data for the selected funds have been used. Where the fund has a shortened performance history, we have used the appropriate index to simulate performance. This is the case for the Fidelity Global Equity fund prior to March 2014, the iShares Global Property Equity fund prior to October 2014, and the iShares Global Corporate Bond fund prior to January 2012.
Source: Morningstar, MSCI.