Make your money work harder over the long term with a Moneybox investing account.
Choose from three simple Starting Options, or customise your portfolio with top US stocks, funds and ETFs.
With a range of investing accounts, get started today with as little as £1.
Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest.
Get StartedThe main difference between investing and saving is that investing is for the long term, while saving is for the short term. When you’re investing, you should aim to lock your money away for more than five years to give it time to grow.
This chart shows how investing returns for the Moneybox Balanced Starting Option ‘beat’ the returns of cash savings over a 10-year period.* Just remember, past performance isn’t always a reliable guide to future returns.
With the Moneybox Stocks & Shares ISA, you can invest in our range of funds and US stocks. Or, you can add money as Available Cash and earn interest until you’re ready to invest it.
*Investing returns are based on our Balanced portfolio and include all fees. Where available, returns data for the selected funds have been used. Where the fund has a shortened performance history, we have used the appropriate index to simulate performance.
Open a Stocks & Shares ISAThere are two ways to invest in our range of passive funds:
Get started with our three simple Starting Options – Cautious, Balanced and Adventurous.
Our Starting Options are made up of a range of diversified tracker funds, with different allocations for each option. All Starting Options include a global shares fund – you can choose for this fund to be ESG.
Best for
Choose to build your own portfolio by customising your investing allocations and access even more tracker funds.
By selecting to customise your allocations, you’re in control of your portfolio and can invest in line with your values and objectives. Plus, you’ll be able to access our full fund range and US stocks if you’re investing with a Moneybox Stocks & Shares ISA.
Best for
£1,000 invested in 2014 followed by contributions of £50 a month, would be worth £8,319.52 at the end of 2023.
£1,000 invested in 2014 followed by contributions of £50 a month, would be worth £8,322.07 at the end of 2023.
Past performance is not a reliable guide to future performance. All investing should be long term and you may get back less than you invest.
Past performance is not a reliable guide to future performance. All investing should be long term and you may get back less than you invest.
Annual returns are net of fees and based on the scenario of £1,000 invested in 2014 followed by monthly deposits of £50. Where available, returns data for the selected funds have been used. Where the fund has a shortened performance history, we have used the appropriate index to simulate performance. This is the case for the Global Shares fund prior to March 2014 and the Global Property Shares ESG fund prior to October 2014.
Source: Morningstar, MSCI
Annual returns are net of fees and based on the scenario of £1,000 invested in 2014 followed by monthly deposits of £50. Where available, returns data for the selected funds have been used. Where the fund has a shortened performance history, we have used the appropriate index to simulate performance. This is the case for the Global Shares ESG fund prior to December 2018 and the Global Property Shares ESG fund prior to October 2014.
Source: Morningstar, MSCI
£1,000 invested in 2014 followed by contributions of £50 a month, would be worth £11,434.90 at the end of 2023.
£1,000 invested in 2014 followed by contributions of £50 a month, would be worth £11,445.38 at the end of 2023.
Past performance is not a reliable guide to future performance. All investing should be long term and you may get back less than you invest.
Past performance is not a reliable guide to future performance. All investing should be long term and you may get back less than you invest.
Annual returns are net of fees and based on the scenario of £1,000 invested in 2014 followed by monthly deposits of £50. Where available, returns data for the selected funds have been used. Where the fund has a shortened performance history, we have used the appropriate index to simulate performance. This is the case for the Global Shares fund prior to March 2014 and the Global Property Shares ESG fund prior to October 2014.
Source: Morningstar, MSCI
Annual returns are net of fees and based on the scenario of £1,000 invested in 2014 followed by monthly deposits of £50. Where available, returns data for the selected funds have been used. Where the fund has a shortened performance history, we have used the appropriate index to simulate performance.
This is the case for the Global Shares ESG fund prior to December 2018 and the Global Property Shares ESG fund prior to October 2014.
Source: Morningstar, MSCI
£1,000 invested in 2014 followed by contributions of £50 a month, would be worth £12,287.45 at the end of 2023.
£1,000 invested in 2014 followed by contributions of £50 a month, would be worth £12,300.44 at the end of 2023.
Past performance is not a reliable guide to future performance. All investing should be long term and you may get back less than you invest.
Past performance is not a reliable guide to future performance. All investing should be long term and you may get back less than you invest.
Annual returns are net of fees and based on the scenario of £1,000 invested in 2014 followed by monthly deposits of £50. Where available, returns data for the selected funds have been used. Where the fund has a shortened performance history, we have used the appropriate index to simulate performance. This is the case for the Global Shares fund prior to March 2014 and the Global Property Shares ESG fund prior to October 2014.
Source: Morningstar, MSCI
Annual returns are net of fees and based on the scenario of £1,000 invested in 2014 followed by monthly deposits of £50. Where available, returns data for the selected funds have been used. Where the fund has a shortened performance history, we have used the appropriate index to simulate performance.
This is the case for the Global Shares ESG fund prior to December 2018 and the Global Property Shares ESG fund prior to October 2014.
Source: Morningstar, MSCI
Track the global stock market with shares in more than 1,600 companies across 23 developed countries. You probably interact with many of these companies every day; like Apple and Amazon. And, you’re invested in businesses around the world from Toyota in Japan to Microsoft in the US. With your risk spread globally, you haven’t got all your eggs in one basket.
This fund invests in a range of companies from across the developed global stock market but considers environmental, social and governance (ESG) factors in its selection process. These factors include things like how companies respond to climate change, treat their workers and manage their supply chains.
Please note that this fund is domiciled in Ireland and is not covered by the UK Financial Services Compensation Scheme (FSCS).
Gain exposure to the global healthcare sector by tracking the performance of healthcare, pharmaceutical and biotechnology companies that are included in the FTSE World Index. You’ll invest in companies like Pfizer which develops and produces medicines and Johnson & Johnson which develops medical devices and pharmaceutical goods.
Invest in a fund that focuses on property with an environmental, social and governance (ESG) twist. Your money will be spread over 300 property companies from around the world, and from different industries including residential housing and shopping centres.
Open an investment account in minutes and get started with just £1.
Invest up to £20,000 per tax year across a range of funds with tax-free gains.
Capital at risk. Tax rules apply.
Invest up to £4,000 per tax year towards your first home and get a 25% government bonus.
Govt. withdrawal charge may apply.
Great if you’ve reached your £20k ISA limit with no limit on investments. Gains are taxable.
Tax rules apply.
Find and combine your old pensions, decide how your pension portfolio is invested, and get free 25% government top-ups on contributions.
Pension and tax rules apply. Capital at risk.
We believe in being fair and transparent, so we've set out the fees you'll pay for our investing accounts in the table below.
These fees cover all trading and transaction costs. You can withdraw free of charge.
Free for the first 3 months
Charged monthly
Pension - Balances up to £100,000 0.45%
Pension - Balances over £100,000 0.15%
There are additional fees charged directly by the fund provider. Please check the key investor information document (KIID) for a particular fund for more information.
The cost of converting GBP to USD and vice versa when buying or selling US stocks from the UK
We don't charge a commission on US stocks
Read more information about investing with Moneybox.
If you have any questions, please chat to us in the app or email us via support@moneyboxapp.com.
We aren’t able to offer financial advice, so you’ll need to make sure that your investment allocations are right…
Moneybox has worked with experts to offer you three Starting Options – Cautious, Balanced and Adventurous. All you need…
A KIID (Key Investor Information Document) is an information sheet provided by the fund manager that includes all the…
We are authorised and regulated by the Financial Conduct Authority (FCA) with firm reference number 712935 (and number 792703…
So far we’ve helped over 1 million people save and invest for their future. Ready to join us?
Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest.
Tax treatment depends on individual circumstances and may be subject to change in the future.
A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA.
Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future.
Capital at risk. All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.
Tax treatment depends on individual circumstances and may be subject to change in the future.