70% of Brits don’t invest.1
We want to change that.
Beginner or expert, start where you are
Fight off inflation and invest for the long term, with the Moneybox Stocks & Shares ISA. It’s easy to get started and any gains you make are tax free – perfect for beginners and seasoned investors alike.
Image shows investing returns for the Moneybox Balanced Starting Option vs. returns of cash savings over a 10-year period – including all fees. Where the fund has a shortened performance history, we have used the appropriate index to simulate performance. Past performance isn’t always a reliable guide to future returns.
Make building wealth a habit
We’ve been rated as the top performer for ready made investments, with 37.4% returns over the past five years (Sunday Times, August 2025).
Based on an initial investment of £20,000 and an annual top-up of £5,000. Capital at risk. ISA and tax rules apply. Past performance is not a reliable guide to future gains.
Award-winning investing options to grow your money
Stocks & Shares ISA
Invest up to £20k per tax year, and pay no tax on any gains.
General Investment Account
Invest beyond your ISA limit. Gains under £3k are tax free.
Personal pension (SIPP)
Combine pensions and get 25% tax relief from the government.
Junior ISA
Invest up to £9,000 each tax year for your child's future.
59% of investors wish they’d started sooner2
No matter your age or starting point, Moneybox makes it easy.
Find the investing path that suits your goals
What's in our Starting Options?
We’ve worked with experts to put together three simple Starting Options – Cautious, Balanced and Adventurous. You can also choose an ESG Global Shares fund variant. Pick your option and start investing in a diversified range of funds.
Cautious
Aims for modest growth with low-risk investments.
Balanced
Aims for more growth with medium-risk investments.
Adventurous
Aims for the highest investment growth by accepting a greater level of risk.
Starting Option performance
Where the fund has a shortened performance history, we have used the appropriate index to simulate performance. This is the case for the Global Shares ESG fund prior to December 2018.
Past performance is not a reliable guide to future gains. All investing should be long term and you may get back less than you invest. Annual returns are net of fees.
Source: Morningstar, MSCI
Cautious
£1,000 invested in 2016 followed by contributions of £50 a month, would've been worth £8,524.41 at the end of 2025.
Balanced
£1,000 invested in 2016 followed by contributions of £50 a month, would've been worth £12,125.50 at the end of 2025.
Adventurous
£1,000 invested in 2016 followed by contributions of £50 a month, would've been worth £13,180.48 at the end of 2025.
Cautious (ESG)
£1,000 invested in 2016 followed by contributions of £50 a month, would've been worth £8,491.86 at the end of 2025.
Balanced (ESG)
£1,000 invested in 2016 followed by contributions of £50 a month, would've been worth £11,992.51 at the end of 2025.
Adventurous (ESG)
£1,000 invested in 2016 followed by contributions of £50 a month, would've been worth £13,015.13 at the end of 2025.
Our funds
Open a Moneybox Stocks & Shares ISA to invest in technology, healthcare, as well as the S&P 500 and FTSE 100.
Global Shares
Shares | Fund fee 0.12% (transaction costs also apply.)
Track the global stock market with shares in more than 1,600 companies like Apple and Amazon.
Global Shares ESG
ESG Shares | Fund fee 0.13% (transaction costs also apply.)
Invest in global companies that score highly on environmental, social and governance (ESG) factors.
Global Health & Pharmaceuticals Shares
Shares | Fund fee 0.31% (transaction costs also apply.)
Champion the healthcare sector by investing in companies like Johnson & Johnson and Pfizer.
Global Property Shares ESG
ESG Shares | Fund fee 0.18% (transaction costs also apply.)
Gain exposure to over 300 property companies across a range of industries, from residential to retail.
Our stocks
With a Moneybox Stocks & Shares ISA you'll get exclusive access to our US stocks, allowing you to invest directly in some of the world's biggest and best-known US companies.
Amazon
Technology
Amazon is the world’s largest e-commerce company.
Starting out as a bookshop founded by billionaire Jeff Bezos, Amazon has grown to sell everything from electronic goods, to food, alcohol and sports equipment. It also has a range of its own products, including the Amazon Kindle and Amazon Alexa.
Apple
Technology
Apple is the largest tech company in the world, and it was the first US company to hit a market capitalisation of over $1 trillion back in 2018.
You’re probably familiar with its products – you might even own one or two.
Coca-Cola
Consumer Goods
Coca-Cola is the global drinks company that owns brands including Costa, Fanta and Sprite.
The company’s flagship product – Coca-Cola – has a recipe that uses coca leaves and the kola nut, which is where the name Coca-Cola originally came from.
JPMorgan Chase & Co
Finance
JP Morgan Chase & Co was founded in 1871 by Gilded Age tycoon J.P. Morgan Sr. His power and wealth were so great that in 1893, Morgan actually bailed out the US government and prevented economic collapse.
Today, JPMorgan Chase is the largest bank in the world by market capitalisation.
Moneybox investing fees
These fees cover all trading and transaction costs. You can withdraw free of charge.
Monthly subscription fee Free for the first 3 months. Free for customers with £5k or more in their Cash ISA and/or Simple Saver. | £1 |
Annual Moneybox platform fee Accrued daily, charged monthly. | 0.45% |
Annual fund provider costs There are additional fees charged directly by the fund provider. Please check the key investor information document (KIID) for a particular fund for more information. | |
Currency conversion fee The cost of converting GBP to USD and vice versa when buying or selling US stocks from the UK. | 0.45% |
Commission We don't charge a commission on US stocks. | 0% |
Invest in ESG funds
What is ESG investing?
ESG investing lets you get exposure to companies that have been scored based on their commitment to environmental, social and governance (ESG) practices.
Get growing with our Global Shares ESG Starting Options
Each option is tailored towards a different level of risk and potential return.
Customise your allocations to access even more funds
You’re in control of your portfolio and can invest in line with your values. We currently have 13 ESG funds.
It's important you know
Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future. 1YouGov 2DIY Investor