Saving for your first home? Get there sooner with a Lifetime ISA. Save up to £4,000 per year and get a 25% government bonus.
The Moneybox Cash Lifetime ISA offers a top rate of 1.4% AER variable and is covered by the Financial Services Compensation Scheme.
Already have a Lifetime ISA? Transfer it now to get the better rate.
Download the app and get started with £1.
Moneybox Cash Lifetime ISA
If you have any questions, you can chat to us in the app or email us via
The Lifetime ISA (LISA) is a product designed by the government to help you to purchase your first home…
We offer two types of the Lifetime ISA: A Cash Lifetime ISA. A cash LISA works like a cash…
You’ll need to request a transfer-in from the Settings section of the app. This must be completed, signed and…
The interest accrues daily and is paid monthly.
This savings account is powered by our partner OakNorth. OakNorth is covered by the Financial Services Compensation Scheme so your savings are protected up to £85,000.
We use 256-bit TLS encryption for all your personal information and will never share any of your details with third parties without your consent.
We are authorised and regulated by the Financial Conduct Authority.
If you have any questions, you can chat to us in the app or email us via firstname.lastname@example.org.
There is a 25% government withdrawal charge unless you use the money towards buying your first home (up to £450,000) or for retirement (from age 60).
Please note that a Lifetime ISA is treated differently for tax purposes when compared to a pension.
If you decide to opt out of your workplace pension to pay into a Lifetime ISA, you will not benefit from any employer-matched contributions and it may affect your current and future entitlement to means-tested state benefits.
If considering the Lifetime ISA for the purposes of retirement, we recommend you speak with an independent financial advisor as considerations can be complicated.
All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.