Invest and build a deposit for your first home with the Moneybox Stocks & Shares Lifetime ISA (LISA). Invest up to £4,000 each tax year and get a 25% government bonus on all savings – up to £1,000 free each year!
Download the app and get started with £1.
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To help you get started with your investing journey with a Stocks & Shares Lifetime ISA, we’ve worked with experts to put together three simple starting options – cautious, balanced and adventurous.
These starting options are made up of different allocations of a range of tracker funds. Each option includes a global shares funds – you can choose for this fund to be Socially Responsible (SR).
£1,000 invested in 2011 followed by contributions of £50 a month, would be worth £8,956 at the end of 2020.
Return per year (%)
Remember, past performance is not a reliable guide to future performance.
All investing should be regarded as longer-term as you may get back less than you invest.
Annual returns are net of fees and based on the scenario of £1,000 invested in 2011 followed by monthly deposits of £50. Where available, returns data for the selected funds have been used. Where the fund has a shortened performance history, we have used the appropriate index to simulate performance. This is the case for the Fidelity Global Equity fund prior to March 2014, the iShares Global Property Equity fund prior to October 2014, the iShares Global Corporate Bond fund prior to January 2012 and iShares Global Bond fund prior to January 2012. Source: Morningstar, MSCI
£1,000 invested in 2011 followed by contributions of £50 a month, would be worth £12,302 at the end of 2020.
Return per year (%)
Remember, past performance is not a reliable guide to future performance.
All investing should be regarded as longer term as you may get back less than you invest.
Annual returns are net of fees and based on the scenario of £1,000 invested in 2011 followed by monthly deposits of £50. Where available, returns data for the selected funds have been used. Where the fund has a shortened performance history, we have used the appropriate index to simulate performance. This is the case for the Fidelity Global Equity fund prior to March 2014, the iShares Global Property Equity fund prior to October 2014, and the iShares Global Corporate Bond fund prior to January 2012. Source: Morningstar, MSCI
£1,000 invested in 2011 followed by contributions of £50 a month, would be worth £12,960 at the end of 2020.
Return per year (%)
Remember, past performance is not a reliable guide to future performance.
All investing should be regarded as longer term as you may get back less than you invest.
Annual returns are net of fees and based on the scenario of £1,000 invested in 2011 followed by monthly deposits of £50. Where available, returns data for the selected funds have been used. Where the fund has a shortened performance history, we have used the appropriate index to simulate performance. This is the case for the Fidelity Global Equity fund prior to March 2014, the iShares Global Property Equity fund prior to October 2014, and the iShares Global Corporate Bond fund prior to January 2012. Source: Morningstar, MSCI
We believe in being fair and transparent, so we've set out the fees you'll pay for our Stocks & Shares Lifetime ISA in the table below.
These fees cover all trading and transaction costs.
Free for the first 3 months
Charged monthly
Charged directly by fund providers
So far we’ve helped over 600,000 people save and invest for their future. Ready to join us?
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Read more information about the Lifetime ISA. If you have any questions, please chat to us in the app or email us via
support@moneyboxapp.com.
Under existing ISA rules, you can pay into one of each type of ISA per tax year (e.g. a…
You can do this in the app by going to Settings, tapping ‘Transfer’ then ‘Transfer between accounts’. Please note…
Lifetime ISA comparison: we offer two types: A Cash Lifetime ISA – this works like a cash savings account…
You can use the amount saved in your Lifetime ISA towards your first home if: The property costs £450,000…
If you need to withdraw money for any reason other than your first home (up to £450,000) or retirement, you’ll pay a government charge of 25% on the amount you withdraw. This means you’ll get back less than you’ve put in.
The value of your investments can go up and down, and you may get back less than you invest. The Lifetime ISA is treated differently for tax purposes when compared to a pension. If you decide to opt out of your workplace pension and instead pay into a Lifetime ISA, you will not benefit from any employer-matched contributions into your LISA and it may affect your current and future entitlement to means-tested state benefits. If considering the Lifetime ISA for the purposes of retirement, we recommend you speak with an independent financial advisor.
All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.
