Invest and build a deposit for your first home with the Moneybox Stocks & Shares Lifetime ISA (LISA). Invest up to £4,000 each tax year and get a 25% government bonus on all savings – up to £1,000 free each year!
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We’ve worked with experts to put together three simple Starting Options (Cautious, Balanced and Adventurous), including a socially responsible (SR) global shares option for each, so all you have to do is pick one.
All of our Starting Options contain an SR corporate bonds fund, and an SR global property shares fund.
Aims for modest growth with low-risk investments.
Aims for more growth with medium-risk investments.
£1,000 invested in 2013 followed by contributions of £50 a month, would be worth £8,207.28 at the end of 2022.
Return per year (%)
£1,000 invested in 2013 followed by contributions of £50 a month, would be worth £8,199.62 at the end of 2022.
Return per year (%)
Remember, past performance is not a reliable guide to future performance.
All investing should be long term and you may get back less than you invest.
Remember, past performance is not a reliable guide to future performance.
All investing should be long term and you may get back less than you invest.
Annual returns are net of fees and based on the scenario of £1,000 invested in 2013 followed by monthly deposits of £50. Where available, returns data for the selected funds have been used. Where the fund has a shortened performance history, we have used the appropriate index to simulate performance. This is the case for the Global Shares fund prior to March 2014 and the Global Property Shares ESG fund prior to October 2014. Please note, historic performance is not a reliable indicator of future performance.
Source: Morningstar, MSCI
Annual returns are net of fees and based on the scenario of £1,000 invested in 2013 followed by monthly deposits of £50. Where available, returns data for the selected funds have been used. Where the fund has a shortened performance history, we have used the appropriate index to simulate performance. This is the case for the Global Shares ESG fund prior to December 2018 and the Global Property Shares ESG fund prior to October 2014. Please note, historic performance is not a reliable indicator of future performance.
Source: Morningstar, MSCI
£1,000 invested in 2013 followed by contributions of £50 a month, would be worth £11,266.64 at the end of 2022.
Return per year (%)
£1,000 invested in 2013 followed by contributions of £50 a month, would be worth £11,236.65 at the end of 2022.
Return per year (%)
Remember, past performance is not a reliable guide to future performance.
All investing should be long term and you may get back less than you invest.
Remember, past performance is not a reliable guide to future performance.
All investing should be long term and you may get back less than you invest.
Annual returns are net of fees and based on the scenario of £1,000 invested in 2013 followed by monthly deposits of £50. Where available, returns data for the selected funds have been used. Where the fund has a shortened performance history, we have used the appropriate index to simulate performance. This is the case for the Global Shares fund prior to March 2014 and the Global Property Shares ESG fund prior to October 2014. Please note, historic performance is not a reliable indicator of future performance.
Source: Morningstar, MSCI
Annual returns are net of fees and based on the scenario of £1,000 invested in 2013 followed by monthly deposits of £50. Where available, returns data for the selected funds have been used. Where the fund has a shortened performance history, we have used the appropriate index to simulate performance. This is the case for the Global Shares ESG fund prior to December 2018 and the Global Property Shares ESG fund prior to October 2014. Please note, historic performance is not a reliable indicator of future performance.
Source: Morningstar, MSCI
£1,000 invested in 2013 followed by contributions of £50 a month, would be worth £12,071.00 at the end of 2022.
Return per year (%)
£1,000 invested in 2013 followed by contributions of £50 a month, would be worth £12,033.39 at the end of 2022.
Return per year (%)
Remember, past performance is not a reliable guide to future performance.
All investing should be long term and you may get back less than you invest.
Remember, past performance is not a reliable guide to future performance.
All investing should be long term and you may get back less than you invest.
Annual returns are net of fees and based on the scenario of £1,000 invested in 2013 followed by monthly deposits of £50. Where available, returns data for the selected funds have been used. Where the fund has a shortened performance history, we have used the appropriate index to simulate performance. This is the case for the Global Shares fund prior to March 2014 and the Global Property Shares ESG fund prior to October 2014. Please note, historic performance is not a reliable indicator of future performance.
Source: Morningstar, MSCI
Annual returns are net of fees and based on the scenario of £1,000 invested in 2013 followed by monthly deposits of £50. Where available, returns data for the selected funds have been used. Where the fund has a shortened performance history, we have used the appropriate index to simulate performance. This is the case for the Global Shares ESG fund prior to December 2018 and the Global Property Shares ESG fund prior to October 2014. Please note, historic performance is not a reliable indicator of future performance.
Source: Morningstar, MSCI
We believe in being fair and transparent, so we've set out the fees you'll pay for our Stocks & Shares Lifetime ISA in the table below.
These fees cover all trading and transaction costs.
Free for the first 3 months
Charged monthly
Charged directly by fund providers
So far we’ve helped over 1 million people save and invest for their future. Ready to join us?
Read more information about the Lifetime ISA. If you have any questions, please chat to us in the app or email us via
support@moneyboxapp.com.
Yes, you can pay into a Lifetime ISA and an ISA in the same tax year. Under existing ISA…
You can transfer funds from your Moneybox Stocks & Shares ISA into a Moneybox Stocks & Shares Lifetime ISA…
We offer two types of Lifetime ISA: A Cash Lifetime ISA – This works like a cash savings account…
Our blog post outlines the full process of withdrawing from a Lifetime ISA 🏡 You can use the amount…
If you need to withdraw money for any reason other than your first home (up to £450,000) or retirement, you’ll pay a government charge of 25% on the amount you withdraw. This means you’ll get back less than you’ve put in.
The value of your investments can go up and down, and you may get back less than you invest. The Lifetime ISA is treated differently for tax purposes when compared to a pension. If you decide to opt out of your workplace pension and instead pay into a Lifetime ISA, you will not benefit from any employer-matched contributions into your LISA and it may affect your current and future entitlement to means-tested state benefits. If considering the Lifetime ISA for the purposes of retirement, we recommend you speak with an independent financial advisor.
All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.
