Lifetime Isa

When are LISA bonuses paid out?

Lifetime ISA bonuses are paid out at the end of each month, and are based on your total contributions in the previous month.

LISA bonus ‘windows’ run from the 6th of the month to the 5th of the following month. For example, for any contributions you made between the 6th of January and the 5th of February, you’d receive the 25% bonus at the end of February.

For any contributions you make in the March bonus window (6th March – 5th April), the bonus for this will be paid at the end of April, but will still count towards the 2023/24 tax year.

If you have a pending bonus, you can see when this is due to be paid in Discover > Tools > Lifetime ISA Bonus. (Please note you’ll need to be on the latest app version to see this!)


What if I’m due to complete on a first home purchase soon?

If you’re due to complete on a property purchase after your bonus is due to be paid, we should still be able to withdraw this bonus and send the funds to your solicitor.

Please note that once your bonus is paid out by HMRC and is available to withdraw, it can take up to 3 working days for our Cash LISA, or up to 10 working days for our S&S LISA for the withdrawal to complete.

If your completion date is before the bonus is due to be paid, you can still withdraw the bonus once it is paid out, however the 25% government penalty would apply and the funds would be paid out to your DD linked bank account, rather than to your solicitor.

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It's important you know

All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.

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