The Means to More Fund LISA Terms & Conditions

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Promoter

This competition is operated and promoted by Digital Moneybox Limited, which is a private limited company registered in England & Wales with the company number 09597755 whose registered office is Suite 1.07 1-2 Hatfields, London SE1 9PG (“Moneybox”, or "we" / "us" / "our").

How to enter and eligibility

  1. To qualify for this competition you must: (1) be a Moneybox customer that currently has or has previously held a Moneybox Cash Lifetime ISA or Moneybox Stocks & Shares Lifetime ISA; (2) be eligible in accordance with paragraph 30 and these terms; and (3) submit a Creative Entry (as defined in paragraph 2 below) to https://bit.ly/means-to-more-fund-lisa along with your full name and email address.

  2. “Creative Entry” means a photograph, an image, a voice note under 30 seconds, or a video under 30 seconds. We will only accept PDFs, JPEGs, PNGs, GIFs or MP3s, MP4 and M4A uploaded to https://bit.ly/means-to-more-fund-lisa, we will not accept hard copies sent through the post. Each Creative Entry must be content which you own (and you can demonstrate you own) the rights to.

  3. Entries for this competition open at 12:00am on 3 September 2026 and close at 23:59pm on 18 September 2026. Any Creative Entry received after this time will not be considered for this competition.

  4. There is no fee for entering this competition. 

  5. This competition is limited to one (1) Creative Entry per person.

  6. Once submitted, Moneybox will review your Creative Entry and either accept or reject the Creative Entry. You agree that a member of the Moneybox team may contact you via email (provided by you upon submission of your Creative Entry) for more information about your Creative Entry if required.

  7. Moneybox will not accept any Creative Entry which includes (but is not limited to) any of the following:

    a. Personal and Private Information: Do not include any personal data, whether it's your own or someone else's. This includes full names, addresses, phone numbers, email addresses or any other personally identifiable information.

    b. Harmful or Illegal Content: We have a zero-tolerance policy for content that is illegal, dangerous or promotes violence. This includes submissions that depict illegal activities, promote hate speech, show nudity or sexually explicit material. Further, entrants must not have breached any laws when creating or submitting their Creative Entry.

    c. Copyright and Intellectual Property Violations: You must be the owner of your Creative Entry and must not infringe the rights of any other party. Do not use images, videos, music, or text that you have not created yourself and that you do not own.

    d. Offensive or Discriminatory Material: Your Creative Entry should be respectful and appropriate for a general audience. Do not submit a Creative Entry that is harassing, threatening, discriminatory or disrespectful to any individual or group.

    e. Content Involving Children: Do not submit any images or information of a child and ensure your entry is suitable for all audiences.

  8. Moneybox, in its sole discretion, reserves the right to approve or reject any Creative Entry at any time and for any reason.

Intellectual Property

9. By entering this competition and submitting a Creative Entry, you grant Moneybox a perpetual, worldwide, irrevocable, sub-licenceable, royalty-free and non-exclusive licence to use, reproduce, edit, distribute, modify, display and share the Creative Entry, in whole or in part, in any and all media and for any promotional and/or marketing purpose. This includes, but is not limited to, on our website, mobile application, social media platforms (e.g. Instagram, TikTok, YouTube), print and television advertising, and internal communications.  

10. The primary purpose of this competition is that Creative Entries will be turned into a video (a "Campaign Video"), which may be shared with governmental departments, MPs, in policy discussions or with journalists and in press articles, used as part of Moneybox's public affairs activity to help protect the Lifetime ISA product. By entering this competition, you consent to your Creative Entry, including but not limited to your name, image, photo, video and/or voice and likeness, being used to create the Campaign Video.

11. You irrevocably waive your right to review, approve or inspect any Creative Entry before it is used, published or posted by Moneybox. 

12. You will not be entitled to any payment or other compensation from Moneybox for our use of the Creative Entry.

Social Media Disclaimer

13. This competition is in no way sponsored, endorsed, administered by, or associated with any social media platform, including but not limited to, Instagram, TikTok, or YouTube. Entrants are providing their information to Moneybox and not to the social media platform. By participating, entrants release the social media platform from any and all liability related to this competition.

Warranties

14. By submitting a Creative Entry, you warrant and represent that:

a. The Creative Entry is entirely original and has been created solely by you.

b. The Creative Entry does not infringe upon any copyright, trade mark, patent, trade secret or other intellectual property or proprietary rights of any third party.

c. The Creative Entry does not violate any applicable laws or regulations.

d. You have the legal right and necessary permissions to submit the Creative Entry and grant the licence set out in paragraph 9 above. 

e. You are eligible to enter this competition in accordance with paragraph 30 below.

15. Moneybox makes no warranties or representations, express or implied, regarding the prizes, the competition or any outcomes thereof.

Moneybox Liability

16. Moneybox will not, under any circumstances, be responsible or liable for any loss or damage occurring as a result of an entrant’s Creative Entry into this competition or their acceptance or use of the prize, except where it is caused by the negligence of Moneybox or its employees.

17. Entrants understand and agree that they enter and engage in this competition entirely at their own risk. Moneybox is not responsible for any technical issues, errors, lost, delayed, incomplete or corrupted data, or omissions that may occur in the administration of the competition.

Judging Process

18. Each Creative Entry will be reviewed and shortlisted by Moneybox’s Marketing team, and then assessed by an internal judging panel, consisting of members of the Moneybox team, led by Moneybox’s Director of Personal Finance and Head of Content and Communications. The Moneybox team shall judge each Creative Entry on the following criteria:

a. Composition

b. Technical ability

c. Originality

d. Public appeal

e. Alignment to theme

f. Suitability for inclusion on Moneybox’s communication channels, including but not limited to Moneybox’s website, mobile application, Instagram and TikTok.

19. Moneybox judging panel’s assessment shall be final.

20. Unsuccessful entrants will not be contacted and no feedback on any Creative Entry will be provided.

Prizes

21. There is 1 cash prize of £5,000 for the winner of the competition. 

22. There are 5 merchandise prizes of Moneybox merchandise for the runners up of the competition. There will be no cash alternatives for the runners up.

23. The cash prize will be paid to the competition winner directly into their chosen UK bank account under their name after the relevant checks are carried out. 

24. The merchandise prizes will be sent via post to each runner up to their chosen UK address under their name.

Winners

25. The Creative Entry with the most votes from the judging panel will win the cash prize of £5,000. All 5 runners up shortlisted by our judging panel will each win a merchandise prize.

26. The winner and the runners up will be notified by email within 10 calendar days following the end of the competition using contact details submitted with the Creative Entry. 

27. The winner and each runner up will need to respond to Moneybox to confirm if they accept or decline the prize within 5 calendar days from the date that Moneybox sends the email notifying them about the prize. 

28. If a selected winner(s) does not respond to our email to accept or decline the prize within this timeframe, a new winner(s) will be randomly selected, and notified by email within 5 business days. The new selected winner(s) will also need to accept or decline the prize within 5 business days of the email notification, otherwise a new winner(s) will randomly be selected following the above process and shall again need to accept or reject the prize within 5 business days.

29. We will endeavour to: (a) complete the payment of the prize monies; or (b) send the merchandise prizes (as applicable) within 5 calendar days from the date on which the winner responds to confirm they accept the prize. 

Other

30. Entrants cannot enter into this competition if they are: (a) are not a Moneybox customer that currently has or has previously held a Moneybox Cash Lifetime ISA or Moneybox Stocks & Shares Lifetime ISA as described above in paragraph 1; (b) a resident of the United States; (c) not a UK resident for tax purposes; (d) an employee, contractor, officer or director of Moneybox (or its group companies) or any member of such a person's immediate family or household; or (e) under 18 years of age.

31. Moneybox reserves the right to cancel this competition or alter any of the rules at any stage, if deemed necessary in its opinion, and/or if circumstances arise outside of its control.

32. Please note we are required to make available information that indicates that a valid award took place. To comply with this obligation, we will send the surname and county of the prize winners to anyone requesting this information. If you object to any or all of your surname and county being published or made available, please notify us by contacting us on support@moneyboxapp.com, and we will remove you from the competition. Please note, we must provide details of any competition entrants to the Advertising Standards Authority, the Financial Conduct Authority, or any other competent authority requiring such details, on request.

33. We will process your full name and email address for the purposes of administering the competition. Personal data supplied will be treated as set out in our Privacy Notice.