What are the fees for investment accounts?

For investment accounts (Stocks & Shares ISA, General Investment Account, and Stocks & Shares Lifetime ISA), we charge the following fees:

Fixed subscription fee:
£1 per month, free for the first three months and charged per Moneybox account. This means even if you have multiple investment accounts with us, your subscription fee will remain at £1.
This fee covers all transactions and all investing costs and is charged at the end of each month by selling down your largest holding.

Platform fee:
0.45% of the value of your investments per year. This fee accrues daily but is charged monthly by selling down your largest holding.

Fund provider fees:

In addition, you will also pay annual fund fees of up to 0.58% which cover fund management costs and transaction costs. They are charged by the fund provider rather than Moneybox, so are included when the fund provider calculates the value of your investments and are subject to change.

If you withdraw all your money or close your account we calculate the Fixed subscription fee and the Platform fee on a daily basis for that month and deduct these charges before you receive the money.

For more information about Junior ISA fees, please visit the Junior ISA FAQ section.