The Lifetime ISA just got an upgrade
Not sure if the Lifetime ISA is for you? Recent changes mean saving for a home just got easier. No matter your budget.
You can now use a Lifetime ISA to buy a home for more than £450,000, and everything you pay in will be protected, plus the interest you’ve earned.
Open one today to start saving.
From first step to doorstep
Take the first step with a Lifetime ISA
From knowing how much to borrow to saving up for that all important deposit, getting on the property ladder can feel daunting.
As the UK’s biggest Lifetime ISA provider, Moneybox makes it easier. With our LISA, you get a 25% government bonus on top of everything you save –up to £1,000 for free, every tax year.
Get through the door with free advice
With expert support and access to 12,000+ deals from over 90 lenders, our trusted partner First Mortgage handle everything.
From securing the right mortgage to helping with paperwork, they do the leg work. Your home may be repossessed if you do not keep up repayments on your mortgage.
Home-buying doesn’t have to be stressful
From feeling in control to getting the keys to your first place, start your home-buying journey today.
It's important you know
A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home or for retirement, and you may get back less than you paid in. If you use it to buy a first home that costs more than £450,000, a 20% government penalty applies instead.
The Lifetime ISA is treated differently for tax purposes when compared to a pension. If you decide to opt out of your workplace pension and instead pay into a Lifetime ISA, you will not benefit from any employer-matched contributions into your LISA and it may affect your current and future entitlement to means-tested state benefits. If considering the Lifetime ISA for the purposes of retirement, we recommend you seek independent financial advice.
Mortgage services provided by First Mortgage Ltd. Your home may be repossessed if you do not keep up repayments on your mortgage.