A low-fee pension, built around you
Our pension puts you in control of your retirement.
No fees to open, pay in, or transfer
A choice of expertly curated Moneybox funds
Get government tax relief on contributions
Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future. Capital at risk. Moneybox, Pension fees comparison 20/04/26.
Get £100-£5,000 cashback for your future
Transfer in, deposit, or do both to add £10,000 or more into a Moneybox Personal Pension by 31 July 2026 to earn your cashback.
Capital at risk. Pension, tax rules, and offer T&Cs apply.
What is a Moneybox Personal Pension?
Whether you’re just starting to think about the future or want to bring your old workplace pensions together, Moneybox makes it straightforward. Our award-winning personal pension offers:
Fees capped at £150 a year – no matter the size of your pension
Customisable allocations
A simple range of options to access your savings
An easy way to find and combine your old workplace pensions in minutes
A 25% bonus from the government when you add to your pension savings.
One of the UK's best-priced personal pensions - compare our fees
Do you have old pensions sitting elsewhere? High fees could be shrinking your retirement savings. Combine your old pots into one Moneybox Personal Pension – some of the of the lowest personal pension fees in the UK – and save up to £725 on service fees every year.
Pension value | Moneybox Annual service fees | Monzo Annual fees | Vanguard Annual fees | Interactive Investor Annual fees | Hargreaves Lansdown Annual fees | AJ Bell Annual fees |
|---|---|---|---|---|---|---|
£10,000 | £15 | £25 | £48 | £72 | £35 | £25 |
£25,000 | £37.50 | £63 | £48 | £72 | £88 | £63 |
£50,000 | £75 | £125 | £75 | £72 | £175 | £125 |
£100,000 | £150 | £250 | £150 | £156 | £350 | £250 |
£250,000 | £150 | £250 | £375 | £156 | £875 | £625 |
£500,000 | £150 | £250 | £375 | £156 | £1500 | £875 |
£1,000,000 | £150 | £250 | £375 | £156 | £2750 | £875 |
Moneybox fees shown are for the Moneybox funds (Pension default option). Correct as of 26/05/2026. It does not include any dealing or FX fees a provider may charge, or any fees directly charged by the asset invested in such as fund or ETF fees.
It’s important to know
As with all investing, your capital is at risk. The value of your pension can go up and down, and you may get back less than you invest. When deciding whether to transfer your pension, it’s important to compare the charges, investment options & benefits between Moneybox and your old provider. Moneybox cannot accept a transfer from a pension your employer is currently paying into. You can only access your pension once you reach the minimum pension age.
Tax treatment depends on individual circumstances and may be subject to change in the future.