Moneybox Tiered Cashback Offer Terms and Conditions October 2026

1. PROMOTER

This Tiered Cashback Offer (the “Offer”) is operated and promoted by Digital Moneybox Limited, a limited company registered in England & Wales with the company number 09597755 whose registered office is Suite 1.07 1-2 Hatfields, London SE1 9PG (“Moneybox”, or “we” / “us” / “our”).

2. ELIGIBILITY

2.1. This Offer is open to all Moneybox customers who fulfil the following criteria (an “Eligible Customer” or “you”):

2.1.1. have not previously opened a Moneybox Stocks & Shares ISA;

2.1.2. open a Moneybox Stocks & Shares ISA via their Moneybox account and complete the registration process during the Offer Window - i.e. it is visible in the ‘Your active accounts’ section through the ‘Accounts’ option in the ‘Settings’ tab in the Moneybox app - (the “Moneybox S&S ISA”) and do not cancel the same Moneybox S&S ISA within the cancellation period; and

2.1.3. make a “Qualifying Deposit” into the same Moneybox S&S ISA during the “Offer Window”.

(Offer Window and Qualifying Deposit have the meanings set out below.)

2.2. This Offer is available from 12:00 a.m. on 21 October 2026 to 11:59 p.m. on 29 November 2026 (the “Offer Window”).

2.3. This Offer cannot be redeemed in conjunction with any other Moneybox Offer or incentive regarding the Moneybox S&S ISA.

2.4. To be eligible to receive the Cashback (as defined in Section 3.1 below), an Eligible Customer must satisfy all of the following requirements (the “Offer Requirements”):

2.4.1. during the Offer Window, make a Qualifying Deposit (as defined in Section 2.5 below) of at least £1,000 into your Moneybox S&S ISA;

2.4.2. maintain the balance of your Qualifying Deposit for a period of 12 months from the later of: (i) the end of the Offer Window or (ii) if there are any “In Progress” transfer(s) outstanding at the end of the Offer Window, upon successful completion of all qualifying transfers (the last date of the period being the “Eligibility Date”); and

2.4.3. comply with and satisfy the terms of this Offer and the promotional requirements set out in the Moneybox Promotional Terms & Conditions.

2.5. A “Qualifying Deposit” means a total cumulative deposit of £1,000 or more, which has been successfully deposited and credited into your Moneybox S&S ISA during the Offer Window, by one or more of the following ways:

2.5.1. Direct Debit (i.e. weekly collections) provided that you have instructed the collection by Direct Debit on or before 11:59 a.m. on 25 November 2026 and the deposit is successfully credited into your Moneybox S&S ISA thereafter;

2.5.2. easy bank transfers, manual bank transfers or variable recurring payments (if such deposit options are available to you) which are instructed on or before 11:59 p.m. on 29 November 2026 and the deposit successfully completes thereafter;

2.5.3. using the ‘move money’ feature in the Moneybox app to move money from a Cash ISA, Simple Saver or Reward Savings product into the Moneybox S&S ISA provided you have instructed us to ‘move money’ by 11:59 p.m. on 29 November 2026; and/or

2.5.4. a transfer from another ISA provider into your Moneybox S&S ISA provided any such transfer is requested during the Offer Window and completes between 12:00 a.m. on 21 October 2026 and 11:59 p.m. on 29 November 2027.

2.6. You may make withdrawals from your Moneybox S&S ISA during and following the Offer Window. However, the value of your Cashback will be determined by the net value of the Qualifying Deposits at the Eligibility Date. See Section 3 below for more information.

2.7. A transfer that is “In Progress” from another ISA provider is one that we have received a transfer request for during the Offer Window where correct policy information has been supplied. This will show as “Transfer in progress” in the Moneybox app. Any “Transfer in progress” must subsequently complete by the Eligibility Date.

3. CASHBACK

3.1. The value of your cashback reward (“Cashback”) will be determined by your net deposit in your Moneybox S&S ISA, as set out in the table below. Your net deposit is the total Qualifying Deposit made into your Moneybox S&S ISA, minus any amounts withdrawn or transferred out before the Eligibility Date.

3.2. The Cashback is non-exchangeable, non-transferable and no alternative will be offered.

3.3. The Cashback will be paid upon satisfaction of the Offer Requirements within 14 days from the Eligibility Date (the “Payout Date”).

3.4. By participating in this Offer, you agree that we will pay the Cashback into your Moneybox S&S ISA that you opened during the Offer Window unless we are unable to do so, for example, if your ISA allowance is maxed out, in which case we will pay the Cashback into your personal bank account linked to your Moneybox account. If you hold ISA products with providers other than Moneybox, and the Cashback may result in you exceeding your annual ISA allowance, please inform us by contacting support@moneyboxapp.com by 29 November 2027.

3.5. You will not be eligible for the Cashback if you:

3.5.1. close or delete your Moneybox account before the Payout Date;

3.5.2. close, delete or cancel your Moneybox S&S ISA before the Payout Date;

3.5.3. request to transfer the balance of your Moneybox S&S ISA to another provider which leaves a balance of less than £1,000 as the net value of Qualifying Deposits and such request to transfer is completed or pending at the Eligibility Date; or

3.5.4. make withdrawals from your Moneybox S&S ISA prior to the Eligibility Date which leaves a balance of less than £1,000 as the net value of Qualifying Deposits.

4. OTHER

4.1. You cannot enter into this Offer if you are: (a) a United States person (as defined by the United States Internal Revenue Service); (b) not a UK resident for tax purposes; (c) an employee, contractor, officer or director of Moneybox (or its group companies) or any member of such a person's immediate family or household; or (d) under 18 years of age.

4.2. These terms (the “Offer Terms”) supplement the Moneybox Terms & Conditions (including the Moneybox Promotional Terms & Conditions). To the extent there is a discrepancy between these Offer Terms and the Moneybox Terms & Conditions (including the Moneybox Promotional Terms & Conditions), the Moneybox Terms & Conditions shall prevail.

4.3. By participating in this Offer, you will automatically be entitled to the Cashback and you are deemed to have accepted these Offer Terms. If you do not want to participate in this Offer, please contact our support team on support@moneyboxapp.com or via in-app chat by 29 November 2027 to be opted out, otherwise all applicants that make a Qualifying Deposit into a Moneybox S&S ISA will automatically be entered into this Offer. There is no fee for entering this Offer.

4.4. We will process your name, email address, date of birth, bank details, residential address, and other account details necessary, for the purposes of administering the Offer. Personal data supplied will be treated as set out in our Privacy Notice.

4.5. We do not give tax advice or take account of your individual tax position. You are responsible for understanding your own tax position in relation to any Moneybox product you hold and the Cashback.

4.6. Please check with us before you transfer from another ISA provider to ensure we can support your transfer. We are not liable for any delay in transfer of an ISA.

4.7. Participation in this Offer may involve investments. It's important to know that investing involves risk. You may get back less than you invest. Before committing to the long term nature of investments, you should have a shorter term cash supply available for emergencies. The longer you leave your money invested, the higher the chance of it performing better than cash. You should plan to invest for at least 5 years. Fees may also apply.