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You can use the amount saved in your Lifetime ISA towards your first home if: The property costs £450,000…
Under existing ISA rules, you can pay into one of each kind of ISA per tax year (so a…
If you are planning to buy a home with another first-time buyer, you and your partner can both have…
We’ve set out some of the key differences in the infographic below.
Your investments are covered by the government's Financial Services Compensation Scheme up to a limit of £85,000. Please be aware that this does not cover a decline in the value of your investments.
We use 256-bit TLS encryption for all your personal information and will never share any of your details with third parties without your consent.
We are authorised and regulated by the Financial Conduct Authority.
If you have any questions, you can chat to us in the app or email us via email@example.com.
We believe in being fair and transparent, so we've set out the fees you'll pay for our Stocks & Shares Lifetime ISA in the table below. These fees cover all trading and transaction costs.
Free for the first 3 months
You may get back less than you invest if the value of your investments falls. There is a 25% government withdrawal charge unless you use the money towards buying your first home (up to £450,000) or for retirement (from age 60). Please note that a Lifetime ISA is treated differently for tax purposes when compared to a pension. If you decide to opt out of your workplace pension to pay into a Lifetime ISA, you will not benefit from any employer-matched contributions and it may affect your current and future entitlement to means-tested state benefits. If considering the Lifetime ISA for the purposes of retirement, we recommend you speak with an independent financial advisor.
All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.