Looking to Buy Your First Home?

It may be easier than you think with the Moneybox Stocks & Shares Lifetime ISA.

Save up to £4,000 each tax year and get a 25% government bonus.

Download the app and get started with £1.

An introduction to the
Moneybox Stocks & Shares Lifetime ISA

What is the Lifetime ISA?

  • The Lifetime ISA is a product designed by the government to help people aged 18-39 buy their first home or save for retirement.
  • You can save up to £4,000 each tax year and get a 25% government bonus on all savings.
  • If you pay in the maximum of £4,000 you’ll receive a £1,000 bonus. Over time, these bonuses could give you a real head start.
  • If you need to withdraw money for any reason other than your first home (up to £450,000) or retirement, you'll pay a government charge of 25% on the amount you withdraw. This means you'll get back less than you've put in. Please note, this excludes investment gains/losses and fees.

What else should I know?

  • To open a Lifetime ISA you must be aged 18-39.
  • You can continue contributing into a Lifetime ISA until you are aged 50.
  • You must be a UK tax resident (and non-US citizen) only.
  • You must use it to save towards your first home, provided the value is no more than £450,000, or for your retirement when you reach 60. Please note you must have held your Lifetime ISA for at least one year before using it to purchase your first home.
  • Remember, the value of your investments can go up and down, and you may get back less than you invest.

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Fees

We believe in being fair and transparent, so we've set out the fees you'll pay for our Stocks & Shares Lifetime ISA in the table below.
These fees cover all trading and transaction costs.

  • Monthly subscription fee
    This covers all investment accounts. E.g. If you have a Stocks & Shares ISA and a General Investment Account, you will pay £1 in total each month.
    £ 1

    Free for the first 3 months

  • Moneybox platform fee0.45%

    Charged monthly

  • Annual fund provider costs
    Incl. transactions
    0.12% - 0.30%

    Charged monthly

Learn more about the Lifetime ISA

It's important you know

All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.

Risk Warning
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