It may be easier than you think with the Moneybox Stocks & Shares Lifetime ISA.
Save up to £4,000 per year and get a 25% government bonus.
We offer cash savings products and long term investment products. The value of investments can go down as well as up, and you may get back less than you invest.
The Lifetime ISA (LISA) is a product designed by the government to help you to purchase your first home…
You can use the amount saved in your Lifetime ISA towards your first home if: The property costs £450,000…
Under existing ISA rules, you can pay into one of each kind of ISA per tax year (so a…
If you are planning to buy a home with another first-time buyer, you and your partner can both have…
If you have any questions, you can chat to us in the app or email us via
Please note that you may get back less than you invest if the value of your investments falls.
There is a 25% government withdrawal charge unless you use the money towards buying your first home (up to £450,000) or for retirement (from age 60).
Please note that a Lifetime ISA is treated differently for tax purposes when compared to a pension.
If you decide to opt out of your workplace pension to pay into a Lifetime ISA, you will not benefit from any employer-matched contributions and it may affect your current and future entitlement to means-tested state benefits.
If considering the Lifetime ISA for the purposes of retirement, we recommend you speak with an independent financial advisor as considerations can be complicated.