It may be easier than you think with the Moneybox Stocks & Shares Lifetime ISA.
Save up to £4,000 each tax year and get a 25% government bonus.
Download the app and get started with £1.
We are accepting digital transfers from most providers into our Lifetime ISA. Please get in touch with our customer service team for more information.
Recognised by the industry and our consumers.
So far we’ve helped over 500,000 people save and invest for their future. Ready to join us?
If you have any questions, please chat to us in the app or email us via
You can use the amount saved in your Lifetime ISA towards your first home if: The property costs £450,000…
Under existing ISA rules, you can pay into one of each type of ISA per tax year (e.g. a…
Yes! You can use your LISA to buy a home with another person regardless of whether or not they’re…
We’ve set out some of the key differences in the infographic below.
Moneybox and our partner banks are covered by the government's Financial Services Compensation Scheme up to a limit of £85,000. Please be aware that this does not cover a decline in the value of your investments.
We use 256-bit TLS encryption for all your personal information and will never share any of your details with third parties without your consent.
If you have any questions, you can chat to us in the app or email us via firstname.lastname@example.org.
We believe in being fair and transparent, so we've set out the fees you'll pay for our Stocks & Shares Lifetime ISA in the table below. These fees cover all trading and transaction costs.
Free for the first 3 months
There is a 20% government withdrawal charge unless you use the money towards buying your first home (up to £450,000) or for retirement (from age 60), meaning you will lose any government bonuses you have earned. Please note this is a temporary reduction from 6 March 2020 – 5 April 2021. After this period the government withdrawal charge will revert to 25% (you’ll pay an additional £6.25 for every £100 deposited). The value of your investments can go up and down, and you may get back less than you invest. The Lifetime ISA is treated differently for tax purposes when compared to a pension. If you decide to opt out of your workplace pension and instead pay into a Lifetime ISA, you will not benefit from any employer-matched contributions into your LISA and it may affect your current and future entitlement to means-tested state benefits. If considering the Lifetime ISA for the purposes of retirement, we recommend you speak with an independent financial advisor.
All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.