It may be easier than you think
with the Moneybox Lifetime ISA.
Save up to £4,000 per year and get a
25% government bonus.
Moneybox is authorised and regulated by the Financial Conduct Authority. Their goal is to ensure that we always run our business in the best interest of our customers.
Your investments are covered by the government's Financial Services Compensation Scheme up to a limit of £50,000.
We use 256-bit TLS encryption for all personal information and will never share any of your details with third parties without your consent.
We charge £1 a month and 0.45% of the value of your investments per year. We do not charge the £1 subscription fee for the first three months.
It’s a new product, designed by the government to help you buy your first home or save towards your retirement. With the Lifetime ISA, you...
You can use the amount saved in your Lifetime ISA towards your first home if...
Under existing ISA rules, you can pay into one of each kind of ISA per tax year (so a cash ISA, a Stocks & Shares ISA and...
If you are planning to buy a home with another first-time buyer, you and your partner can both have a Lifetime ISA. That means you...
If you have any questions, you can chat to us in the app or email us via email@example.com.
Please note that you may get back less than you invest if the value of your investments falls.
There is a 25% government withdrawal charge unless you use the money towards buying your first home (up to £450,000) or for retirement (from age 60).
Please note that a Lifetime ISA is treated differently for tax purposes when compared to a pension.
If you decide to opt out of your workplace pension to pay into a Lifetime ISA, you will not benefit from any employer-matched contributions and it may affect your current and future entitlement to means-tested state benefits.
If considering the Lifetime ISA for the purposes of retirement, we recommend you speak with an independent financial advisor as considerations can be complicated.