Introducing the Moneybox Business Saver

Earn interest for your business

The Moneybox Business Saver allows sole traders and limited companies to earn interest on cash reserves. Use it to optimise your cash flow management and take control of your company’s finances.

✅ Easy access, next-day withdrawals

✅ Fee free

✅ Switch seamlessly between personal and business profiles

Build your business’ future with confidence

We’re helping more than 1 million people build wealth with confidence, from buying their first home to building a retirement fund worth waiting for. Now we want to help even more people achieve their financial goals, by building their business’s financial resilience.

Whether you’re a sole trader creating a life that works for you or a small business owner pursuing your passions, here’s how the Moneybox Business Saver could help you.

Create a financial safety net. Smooth out the rough patches with extra reserves.
Optimise cash flow management. Keep your business savings, tax fees, or expenses separate so you can keep track of your business’ finances.
Invest in your business. Earn 4% AER (variable) on your cash reserves and reinvest in your business.
Boost your balance sheet. Show potential lenders and investors that you’re financially responsible.

How to get the most from your Business Saver

Save your way

Use easy bank transfers to deposit £100 or more and see the money land in your Moneybox account in minutes. Or, make a manual bank transfer of £100 or more directly from your bank account – just like a normal payment.

Easy bank transfers are not supported by all banks. Easy & manual bank transfers usually take minutes to arrive, but can take up to 24 hours. We can only accept manual bank transfers from your linked bank account for security reasons.

Track progress

Stay on top of your financial goals by tracking your progress in the Wealth tab. Here you’ll be able to find a handy chart that visualises your total wealth across the past month, three months, six months, or all time. Plus, you’ll find personalised content to help you reach your goals.

How to open our easy access Business Saver

The Moneybox Business Saver is coming soon! Watch this space for more updates.

It's important you know

Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future.

A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future.