ISA/GIA

Withdrawing from a Cash ISA

You can request a withdrawal from your Cash ISA at any time in Settings > Withdraw. If you make a full withdrawal, we’ll prepay any interest you have earned to date.

Note that only completed deposits will be available for withdrawal. You can check the status of any in-flight deposits in Accounts > Cash ISA > Recent activity.

It’s also worth noting that if your balance dips below £500, a lower interest rate of 0.75% AER (variable) will apply. You’ll earn the higher rate again once your balance increases to £500 or more.

There’s also no limit to the number of withdrawals you can make, but if you withdraw four or more times within each 12-month period from the date of opening your Cash ISA, you’ll receive the lower rate for the rest of that period. The number of withdrawals you can make without impacting your rate will reset yearly on the date you opened your Cash ISA.

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It's important you know

All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.

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