The interest on your Cash Lifetime ISA accrues daily and is paid on the 1st of every month. Please note that all of our interest rates are annual equivalent rates (AER), and this illustrates what the interest rate would be if it was paid once a year. All of our rates are variable and therefore may change.
You can view how much interest you’ve earnt so far in Accounts > Lifetime ISA > Breakdown.
Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future.
A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future.
