What is the 95 Day Notice Account and how does it work?

Please note that it isn’t currently possible to open a new 95 Day Notice Account.

The 95 Day Notice Account is a savings account with a 95 day withdrawal period, which means when you make a withdrawal request in-app, there’s a 95 day waiting period before the money can be released. You may keep this account open for as long as you wish. 

The account has an interest rate of 2.17% AER (variable), and you can pay in up to £85,000 in total. Money you add to the account earns interest daily which is then paid into your savings account monthly. Withdrawals can be requested in-app at any time in Settings > Withdraw.

When you request a withdrawal, the money will stay in your savings account earning interest during the 95 day notice period. When the notice period has passed, we send your withdrawal to your bank account on the next available working day.

There are no fees for this account.