What is the Lifetime ISA?

The Lifetime ISA (LISA) is a product designed by the government to help you to purchase your first home or save towards retirement.

With the Lifetime ISA, you can pay in up to £4,000 per year and you get a 25% government bonus on all savings. That means for every £4 you save, you get £1 for free. If you pay in the maximum £4,000 you’ll receive a £1,000 bonus. Over time, these bonuses could give you a real head start.

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It's important you know

All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.

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