Can I have a Lifetime ISA and a Help to Buy ISA?

You can have a Help to Buy ISA and a Lifetime ISA at the same time, and pay into both accounts in the same tax year, but you can only use the bonus from one of them towards buying a home.

If you have a Help to Buy ISA you’d like to transfer to Moneybox, you can request a transfer in the app in Settings >Transfer > Transfer in. Once you’ve submitted your details, we’ll contact your current provider, and most transfers will typically complete within 3 weeks.

Please note that we currently aren’t able to accept ISA or LISA transfers in from Ulster Bank, One Family, St James’s Place, and National Counties.

What is the difference between the Lifetime ISA and the Help to Buy ISA? Read our blog post and see our comparison table below: