Lifetime Isa

How is the Lifetime ISA different from the Help to Buy ISA?

Lifetime ISAs and Help to Buy ISAs (HTB) are government initiatives to help you save for the future. Both are suited to first time home buyers and offer big cash bonuses from the government.

While the Help to Buy ISA is no longer available to open as a new product, if you hold an existing Help To Buy ISA you can continue to pay in and use this account until December 2030. So, for these customers, it’s a good time to understand how these two accounts differ and which one could be best for your first home savings.

We’ve set out some of the key differences in the infographic below:

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It's important you know

All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.

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