Lifetime Isa

How can I use my Lifetime ISA for retirement?

You can withdraw the value of your Lifetime ISA when you reach 60 (or any time after). However, you can only pay into your Lifetime ISA until you are 50. Thereafter, your savings will continue to accrue interest (Cash LISA), or receive investment gains or losses (Stock & Shares Lifetime ISA) in the 10 years in between.

Whether you should consider a Lifetime ISA for retirement as either an alternative, or complementary savings option, is a complicated question and depends on several factors. If you’re considering a Lifetime ISA for retirement, we recommend you speak to an independent financial adviser first.

View other topics

It's important you know

All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.

Risk Warning
Get the app