Junior Isa

What is a Junior ISA?

A Junior ISA (JISA) is a savings and investment account for children up to the age of 18. JISAs are an efficient way to save or invest as, like ISAs, they are free from any income or capital gains tax.

There are two types of Junior ISA – Cash and Stocks & Shares. Moneybox offers a Junior Stocks & Shares ISA, which can be opened via our separate iOS Junior ISA app.

The account is opened and managed by a parent/guardian and you can pay in up to £9,000 per tax year, which does not count towards your own ISA allowance of £20,000. Once the child turns 18, the account matures into a standard Stocks & Shares ISA which they can access and manage.

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It's important you know

All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.

Risk Warning
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