What is an Individual Savings Account (ISA)?

ISA stands for Individual Savings Account, and is a government scheme allowing individuals to hold cash, shares and unit trusts free of tax on dividends, interest and capital gains. You can pay into one ISA of each type per tax year, and there is an annual contribution limit of £20,000 across all ISAs you hold per tax year.

At Moneybox, we offer a Cash ISA, a Stocks & Shares ISA, and Lifetime ISAs (both Cash and Stocks & Shares).

View other topics

It's important you know

All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.

Risk Warning
Get started