What can I invest in?
Moneybox has worked with experts to offer you three starting options - Cautious, Balanced and Adventurous. You can make your choice depending on your attitude to risk and returns.
Each starting option contains a mix of three tracker funds. These funds are provided by Vanguard, Henderson and Blackrock – three of the largest and most respected companies in the investment world. You are able to customise the asset allocations of our suggested started points. However, you should bear in mind that our Starting Options have been carefully designed by investment experts to optimise risk and return for the selected risk appetite. Please make sure you fully understand how changing the allocations could impact your investment return and risk level before making any changes to these allocations.
The mix of funds in each Starting Option is shown in the table below.
|Henderson Cash fund||85%||30%||5%||The cash fund invests primarily in short term deposits and money market instruments to help minimise capital losses and provide some limited income potential.|
|Vanguard Global Equities fund||10%||45%||60%||The global equity fund invests in global equity markets by tracking major equity indices. The UK stock market will be among the larger exposures held within the fund.|
|BlackRock Global Property Securities fund||5%||25%||35%||The property fund tracks the performance of an index made up of the shares of leading property companies.|