Junior Isa

How do Junior ISA gifts from family and friends work?

Gifts are a way for loved ones to help give your child a head start in their savings. You can accept gifts into your child’s Junior ISA by generating a link in the Moneybox app, which you can send to your family and friends. They can then follow this link to send a payment of £100 or more to your child’s Junior ISA.

You can find your gift link in Settings > Share your gift link. Links can be shared with as many people as you’d like, and gifters can send between £100 to £9,000 (or your remaining £9,000 JISA allowance for the current tax year).

Gifters just need to follow your gift link to securely send their gifts via instant bank transfer – they don’t need to be Moneybox customers themselves. Once they’ve successfully completed a bank transfer, the money will arrive in your child’s JISA within a few minutes, and you’ll both get an email confirming the payment.

Any gifts you receive will be added to your Junior ISA’s Available Cash, ready to invest. You can keep track of the gifts you’ve received in the app in Accounts > Junior ISA > Recent activity.

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It's important you know

All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.

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