Fees And Security

Is my money secure?

When investing your money in a Stocks & Shares ISA, Stocks & Shares LISA, General Investment Account, or a Junior ISA, the value of your investments can go down as well as up. However, the Financial Services Compensation Scheme (FSCS) can compensate you up to £85,000 if you’ve a claim against Moneybox and Moneybox has failed. Our fund providers are also covered by the FSCS up to £85,000, except for the Old Mutual World ESG Index fund which is based in Ireland and so not covered by FSCS.

For more detailed information, visit the FSCS website.

For our 95 Day Notice Account, which is powered by Investec, your balance is covered up to £85,000 should anything happen to either Moneybox or Investec.

If you opened a Cash LISA before the 23rd of April 2020, your account is likely powered by our partner OakNorth. OakNorth is covered by the Financial Services Compensation Scheme (FSCS) so £85,000 of your savings are protected. If you have other savings with OakNorth these will also count toward the £85,000 limit with OakNorth.

For users who open a Cash LISA on or after the 23rd of April 2020, the account is likely powered by Investec. Investec are also covered by the FSCS up to £85,000, and any other savings you hold with Investec (including in our 95 Day Notice Account), will count towards this limit.

We are authorised and regulated by the Financial Conduct Authority (FCA) with firm reference number 712935 (and number 792703 for payment services activities) and so are subject to strict capital adequacy and systems & controls requirements.

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It's important you know

All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.

Risk Warning
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