For our Stocks & Shares Lifetime ISA, our standard investment account fes apply, which you can view here.
We do not charge a customer service fee for our Moneybox Cash Lifetime ISA. Instead, we will retain the difference (if any) between the interest received from the underlying third party banks and the amounts paid on your product. The interest rate you see in the app is the interest rate you’ll receive.
Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future.
A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future.
