Deposits And Withdrawals

How long does it take for my money to be invested?

After your savings are collected at midday on Wednesday, your money will be invested into your Stocks & Shares ISA, General Investment Account, Stocks & Shares Lifetime ISA, or your child’s Junior ISA on the Thursday of the following week (i.e. six business days later). For an in-depth look, please see our article on collection timings.

Here’s a little more information on what happens between your weekly savings being collected and your money being invested!

Step 1

Your savings are collected from your ‘Saved this week’ total every Wednesday at around midday. At this stage, you’ll be able to see this collection appear in the ‘Activity’ section of the Accounts tab.

Step 2

The money leaves your bank account early the following week (usually on the Monday). By the end of the day on Tuesday, you’ll see your deposit added to your balance.

Step 3

Your money is submitted for investment on the Thursday after it leaves your bank account. You’ll be able to see the money you’ve invested split between each of the funds the following week in the Accounts tab.

 (As each fund settles, the amount allocated from your deposit will be added to the relevant fund in the Accounts tab under ‘Portfolio’. This can sometimes span across a few days as the funds can settle at different times).

The ‘Current Value’ total seen in the Accounts tab will include all invested totals, inclusive of any gains/losses, fees, and Moneybox+ rewards. Only funds which have been invested and are fully settled are available for withdrawal.

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It's important you know

All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.

Risk Warning
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