How long does it take for my money to be invested?

After your savings are collected at midday on Wednesday, your money will be invested into your ISA or GIA (or your child’s Junior ISA) on the Friday of the following week (i.e. seven business days later).

The full timeline is as follow:

Day 0 – Wednesday midday

Your Moneybox is emptied and a Direct Debit instruction (round down to the nearest whole pound) is generated and you will be notified of the amount within the messages section of the app.

Day 1 – Thursday

Your Direct Debit instruction is submitted to your bank.

Day 3 – Monday

Money will leave your bank account via a Direct Debit.

Day 6 – Thursday

The ISA manager processes your contribution and prepares to make your investment.

Day 7 – Friday

Your money will be invested

Day 11 – Thursday

Your investments have settled and will be reflected in-app.

View other topics

It's important you know

All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.