Lifetime Isa

Can I change my LISA type?

If you hold a Moneybox Cash Lifetime ISA, and would like to change this to a Moneybox Stocks & Shares Lifetime ISA, please reach out to the team via the in-app chat or by email to support@moneyboxapp.com and we’ll be able to help! 

If you hold a Stocks & Shares LISA with us, at the moment it isn’t possible to change this to a Cash LISA. This is something we’re hoping to offer in the future, so keep an eye out for further updates. 

For Stocks & Shares LISA customers, you can sell down some or all of your investments and hold the proceeds as Available Cash within your LISA. You can request this by heading to Settings > Withdraw, or by selling individual funds in Accounts > LISA > Portfolio. Money held in your Available Cash earns an interest rate of 3.00% AER.

The 25% penalty does not apply when selling investments to hold as Available Cash, as the funds have not left the LISA wrapper.

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It's important you know

All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.

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