Lifetime Isa

Can I still use my Lifetime ISA after purchasing my first home?

Yes! Funds held in a Lifetime ISA can be used for the purchase of your first home and/or retirement after age 60.

When you withdraw your LISA for a qualifying first home purchase, we’ll freeze contributions to the account to prevent any delays with your withdrawal. However, once your withdrawal is complete, you’re more than welcome to carry on paying into your LISA to use for retirement after age 60. If you’d like to resume contributions, please don’t hesitate to reach out to the team! 

You can deposit up to £4,000 per tax year into the account until you turn 50, and anything you deposit will continue to earn the 25% government bonus. Once you reach retirement age (60 and over), you can withdraw your LISA funds without the government withdrawal charge.

View other topics

It's important you know

All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.

Risk Warning
Get started