ESG at Moneybox

At Moneybox we’re on a mission to help people build wealth with confidence so they can enjoy life, today and tomorrow.

That’s why we’re taking steps to ensure we positively impact the world around us through our environmental, social and governance (ESG) practices.

Environment

Being accountable for our actions is central to the culture at Moneybox, and that extends to how our business affects the environment. In fact, 92% of our team say it’s important to them that the company they work for takes responsibility for its actions relating to climate change. Here’s what we’re doing to reduce our impact on the environment.

  • Carbon neutral status – Moneybox has been a carbon neutral company since 2020 and was the first fintech to become a signatory on the UN Climate Neutral Now Initiative. Learn more about how we review and offset our emissions in our annual carbon neutral report.
  • ESG investment funds – Our investment Starting Options include the option to choose an ESG global shares fund, which allows you to align your investments more closely to your values. Out of our full fund range, 40% are ESG focused and have a MSCI ESG rating of A or better.
  • Efficient office space – Our office facilities have a very low carbon output thanks to a modern and efficient space, powered by renewable electricity. Because of this, the additional office space we take up as we expand has very little impact on our emissions.
  • Cycle-to-work scheme – We offer a cycle-to-work scheme and encourage green travel wherever possible.
  • Flexible working – Working from home full time drastically reduces our emissions from travel but increases emissions from energy use at home. Choosing to have a hybrid working model casts the right balance between the two and ensures we maintain level energy use.
  • Environmentally Preferred Purchasing (EPP) – We have a strong EPP strategy which means purchasing products or services that have a less negative effect on people or the environment.

Social

Moneybox was founded on the belief that everyone should have access to the tools and information to turn their money into something greater. Inclusion and accessibility is at the core of our values as a business and runs throughout our social practices with both our customers and colleagues.

  • Financial education – We create free, practical content across saving, investing, home-buying and retirement to help people understand their personal finances, including our Investing Academy, Pension Academy and First-time Buyer Guide. Learn more in our Blog.
  • App accessibility – Our app is designed and tested against strict accessibility criteria to ensure the user experience is seamless for everyone – including those with disabilities. For example, checking that touch target areas are large enough and using colour combinations that are colour-blind friendly.
  • Vulnerable customers – We have a responsibility to protect vulnerable customers in challenging circumstances. We have a dedicated team of specialists who undertake specific training in line with our policy, in order to be qualified to assist these customers in need.
  • Inclusion committee – Our internal inclusion committee champions and actively promotes, supports and celebrates complete inclusion, diversity and equality. The committee is made up of members from teams across the business with a range of seniority levels. Learn more about our inclusion committee.

Governance

Governance looks at the processes and practices an organisation has in place to manage a company. At Moneybox, our governance practices ensure that our business is compliant, fair and ethical.

  • Compliance – Our dedicated team of compliance specialists ensure our actions are compliant with appropriate regulatory bodies and that we always work with our customers best interests in mind.
  • Unconscious bias – Modules on unconscious bias are built into our Interview Skills Training attended by those who are new to interviewing or new to hiring at Moneybox.
  • Inclusive hiring – We ensure all our job descriptions are gender neutral, as well as having candidate diversity metrics in place.

Our ESG funds

Global Shares ESG

Invest in global companies that score highly on environmental, social and governance (ESG) factors.

Fund fee 0.23% i
Incl. transaction costs
Find Out More

Emerging Markets Shares ESG

Invest in companies from Emerging Markets, like Asia and Latin America, that score highly on ESG factors.

Fund fee 0.30% i
Incl. transaction costs
Find Out More

S&P 500 ESG ETF (Stocks & Shares ISA only)

Invest across a diverse range of leading US companies that score highly on ESG factors.

Fund fee 0.28% i
Incl. transaction costs
Find Out More

European Shares SRI ETF (Stocks & Shares ISA only)

Back leading European companies with a focus on ESG values, including Roche and Adidas.

Fund fee 0.27% i
Incl. transaction costs
Find Out More

Global Clean Energy ETF (Stocks & Shares ISA only)

Back the companies that are leading the charge in the future transition to clean energy.

Fund free -1.31% i
Incl. transaction costs
Find Out More

Clean Water ETF (Stocks & Shares ISA only)

Get exposure to companies that are providing new clean water technologies and network maintenance.

Fund fee 0.21% i
Incl. transaction costs
Find Out More

Cyber Security ETF (Stocks & Shares ISA only)

Spread your money across companies like Cisco and Darktrace that are innovating in the cyber security sector.

Fund fee 0.54% i
Incl. transaction costs
Find Out More

Automation & Robotics ETF (Stocks & Shares ISA only)

Track developed and emerging market companies that are creating technology in automation and robotics.

Fund fee 0.55% i
Incl. transaction costs
Find Out More

Digitalisation ETF (Stocks & Shares ISA only)

Track the performance of developed and emerging market companies like Docusign that focus on digital services.

Fund fee 0.42% i
Incl. transaction costs
Find Out More

Global Ageing Population ETF (Stocks & Shares ISA only)

Get exposure to companies that provide care and other needs to the world’s ageing population.

Fund fee 0.47% i
Incl. transaction costs
Find Out More

The Moneybox Blog

It's important you know

All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and is subject to change. 

Risk Warning

It's important you know

All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.

Risk Warning
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