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Your seasonal savings sorted
Earn 3.75% AER (variable) with the 90 Day Notice.
Get your money 90 days after giving notice to withdraw.
Open with as little a £1 and save up to £120,000.
All about the account
Your money is held in third party banks and is FSCS protected up to £120,000. Please see our FSCS page for more details.
When you request a withdrawal, your money will be returned to you 90 days later.
Interest is calculated daily and paid monthly.
Everything you need to know
If you have any questions, chat to us in the app or email us via support@moneyboxapp.com.
What's the account name?
90 Day Notice
What's the interest rate?
3.75% AER (variable)
Interest is earned daily and paid on the 1st day of each month, rounded down to the nearest penny.
Can the interest rate change?
Yes – the interest rate is variable, so it can go up or down.
If we change the rate or eligibility criteria, we will inform you as soon as possible via the Moneybox app and by email. If the rate goes down or if the change is otherwise detrimental to you, we will inform you at least 14 days plus the length of the 90-day notice period before the change takes effect.
Moneybox does not charge a service fee for savings products. We do not keep any interest, but we may still receive a fee from the third-party banks where your money is deposited.
What would the estimated balance be after 12 months based on a £1,000 deposit?
Estimated balance after 12 months: £1,037.50
This assumes that:
The product is opened with £1,000.
No further deposits or withdrawals are made.
The interest rate stays the same for the full 12 months.
How do I open and manage my account?
The product is available to UK residents aged 18 or more.
You may only open and manage the product via the Moneybox app.
You may make payments into the product via the Moneybox app by Direct Debit, easy bank transfer or manual bank transfer.
Joint accounts are not allowed.
Can I withdraw money?
You can request to withdraw funds from your 90 Day Notice at any time via the Moneybox app.
On receipt of your withdrawal instruction:
We will request the return of your money, starting the 90 day notice period.
We will receive the money the next Business Day after the 90 day notice period has elapsed and will return the money to your nominated bank account that day.
Your money will continue to earn interest until it is returned to us.
Your money will not earn any further interest after it has been returned to us or while it is sent to you.
Moneybox guide to saving
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