Save and get 3.2% AER with a 120 Day Notice Savings Account

120 Day Notice Account (powered by Charter Savings Bank)

• 3.15% Gross / 3.20% AER variable
• Interest is earned daily and paid on the 1st day of each month, rounded down to the nearest penny

• Yes – the interest rate is variable, so it can go up or down
• If Charter Savings Bank changes the interest rate, we will inform you as soon as possible, via the Moneybox App, and by email of any change to the interest rate

• The estimated balance after 12 months would be £1,032.00

• This assumes that:

• • The account is opened with £1,000 

• • No further deposits or withdrawals are made

• • The interest stays the same for the full 12 months

• The account is available to UK residents aged 18 or more
• You may only open and manage the account via the Moneybox App
• You may only make payments into the account via the Direct Debit arrangements managed via the Moneybox App
• Joint accounts are not allowed

• You can request to withdraw cash at any time via the Moneybox App
• On the Business Day after receipt of your withdrawal instruction we will request the return of your money from Charter Savings Bank
• We will receive the money on the Business Day after the 120 day notice period has elapsed and will return the money to your nominated bank account within one Business Day
• Your money will continue to earn interest until it is returned to us as above
• You will not earn any further interest on money after it has been returned to us or while it is sent to you

• 0.76% (from 3 August 2021)
• 1.90% (from 1 September 2022)

• 0.70% (from 26 October 2021)
• 0.80% (from 21 December 2021)
• 1.07% (from 14 April 2022)
• 1.45% (from 24 May 2022)
• 1.70% (from 28 July 2022)