Think buying a home or remortgaging is stressful? Think again… our free mortgage service is here to make every step of the journey easy and enjoyable. Here’s everything you need to know about Moneybox Mortgages.

 

What is Moneybox Mortgages?

Moneybox Mortgages is our free service to help you buy a home or remortgage with ease. Our team of experienced mortgage advisers can help you find and secure the right mortgage, comparing thousands of deals from over 90 lenders. Next, your dedicated case manager will get to work chasing your solicitor, lender and estate agent, so you don’t have to. We’ll be right there with you every step of the way, until the exciting moment of completion! 🎉

 

Is Moneybox Mortgages free?

The Moneybox Mortgages service is free and is currently available to all Moneybox customers. We also offer an optional extra service through our partnership with SortRefer, where for an added cost, we can refer you to a recommended conveyancing solicitor. However, there’s no obligation to use this service.

 

How do I get started?

Head in-app to Accounts > Mortgages and start by getting a Mortgage in Principle – an estimate of how much you could borrow from a lender. Simply answer a few quick questions about your income, outgoings and the property you want to buy – it takes less than five minutes and won’t affect your credit score! A copy of your Mortgage in Principle will be emailed to you instantly. 💌

Your next step is to chat to one of our friendly mortgage advisers, who are available 7 days a week via in-app chat, phone or email. Based on your individual circumstances, they can give you an accurate estimate of how much you’ll be able to borrow and find you a great mortgage that suits your needs. When you’re ready to apply, they’ll be on hand to quickly get your application underway. 🚀

 

Kayleigh’s Moneybox story 🏠

Kayleigh talks to us about her seamless home-buying experience with Moneybox, from saving the deposit for her first home with a Lifetime ISA, to using Moneybox Mortgages to secure her mortgage. We’re thrilled to have been a part of Kayleigh’s home-buying story! Check out our other five-star reviews on Trustpilot. 🌟

 

 

Please note your home could be repossessed if you do not keep up repayments on your mortgage.

You may have to pay an early repayment charge to your lender if you remortgage.

Moneybox Mortgages is provided by Moneybox Mortgages Ltd.

With the Lifetime ISA, a 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement. Your account also needs to be open for 12 months before you can withdraw penalty-free for a house purchase. It counts as ‘open’ once you’ve made your first contribution.