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So far we’ve helped more than 1 million people save and invest for their future. Ready to join us?
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The Simple Saver is a savings account which allows you to build your savings and access your money when…
Withdrawals can be requested in-app (Settings > Withdraw). For our Simple Saver, we’ll send your funds to your bank…
Any payments you make into your Moneybox account are debited from your linked bank account, which must be a…
You can earn a reward rate of 1% (variable) on top of the underlying rate of 3.5% AER (variable)…
You won't pay any monthly subscription or platform fees with the Moneybox Simple Saver.
You can earn a reward rate by keeping your balance above £0 in your qualifying Moneybox account(s)*.
Simple Saver
Underlying interest rate
Total reward interest rate
If earning the underlying interest rate:
If earning the total reward interest rate:
To earn the reward rate on your Simple Saver savings account, you must satisfy at least one of the below eligibility criteria:
Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future.
A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future.