Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future. Capital at risk.
Get StartedConsolidating your pensions into one easy-to-manage Moneybox Pension is a simple way to take control of your retirement savings. Transfer your pensions in-app using just a few details, or get help using our Pension Provider Search tool and from our team of Pension Detectives who’ll do the leg work for you.
Find out how much you should save to achieve your ideal retirement – and how to get there – using our handy Pension Calculator and library of useful in-app content.
There’s no one-size-fits-all way to save. With a Moneybox Pension, you can set up a weekly deposit, switch on a monthly payday boost, make one-off deposits, and round up daily purchases to the nearest pound.
You’ll receive a 25% bonus from the government on everything you add to your pension – for free! Pension and tax rules apply.
We’ve consolidated more than 60,000 pensions – and we could help combine yours too.
It’s easy to find and combine your old pots using our Provider Search tool in-app, or you could get assistance from our dedicated Pension Detectives and support team, who are always on hand to help.
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Invest in a range of companies from across the developed global stock market who consider environmental, social and governance (ESG) factors. These include things like how companies respond to climate change, treat their workers and manage their supply chains.
Please note that this fund is domiciled in Ireland and is not covered by the UK Financial Services Compensation Scheme (FSCS).
These funds invest your money differently as you go through life, moving from higher growth assets such as shares and property through to safer investments such as bonds as you get older.
Your money is invested by an experienced team at BlackRock, the world’s largest money manager.
This fund offers low cost, diversified exposure to the developed global stock market. It invests in more than 1,600 companies across 23 countries.
You probably interact with many of these companies every day; like Amazon, Facebook and Netflix. With your risk spread globally, you haven’t got all your eggs in one basket.
With an investment process that’s been approved by an independent Shariah committee, this fund excludes industries such as alcohol, gambling, tobacco, military equipment or weapons and any products containing pork. You’ll invest globally into shares across a range of sectors such as Technology and Healthcare.
Please note that this fund is domiciled in Luxembourg and is not covered by the UK Financial Services Compensation Scheme (FSCS).
We believe in being fair and transparent, so we've set out the fees you'll pay for our Personal Pension in the table below.
These fees cover all trading and transaction costs.
Charged monthly
Balances up to £100,000 0.45%
Balances over £100,000 0.15%
Charged directly by fund providers
As with all investing, your capital is at risk. The value of your pension can go up and down, and you may get back less than you invest. When deciding whether to transfer your pension, it’s important to compare the charges, investment options & benefits between Moneybox and your old provider. Moneybox cannot accept a transfer from a pension your employer is currently paying into. You can only access your pension once you reach the minimum pension age.
Tax treatment depends on individual circumstances and may be subject to change in the future.
Capital at risk. All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.
Tax treatment depends on individual circumstances and may be subject to change in the future.