Build a retirement worth waiting for

  • Find and combine lost pensions into one easy-to-manage Moneybox Pension
  • Choose where you want to invest your retirement savings
  • Get a 25% bonus from the government as tax relief on contributions

Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future. Capital at risk.

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More than 80,000 customers are taking control of their financial future with the Moneybox Pension

We’ve combined more than 107,000 lost pension pots

Our customers have gained more than £17.5 million in pension tax relief

Take control of your financial future

Find and combine old pensions

Consolidating your pensions into one easy-to-manage Moneybox Pension is a simple way to take control of your retirement savings. Transfer your pensions in-app using just a few details, or get help using our Pension Provider Search tool and from our team of Pension Detectives who’ll do the leg work for you.

Moneybox Pension hub. Moneybox Pension hub. Moneybox Pension hub.
Moneybox round ups feature. Moneybox round ups feature. Moneybox round ups feature.

Work out what to save

Find out how much you should save to achieve your ideal retirement – and how to get there – using our handy Pension Calculator and library of useful in-app content.

Use Pension Calculator

Save your way

There’s no one-size-fits-all way to save. With a Moneybox Pension, you can set up a weekly deposit, switch on a monthly payday boost, make one-off deposits, and round up daily purchases to the nearest pound.

Moneybox Pension in-app hub Moneybox Pension in-app hub Moneybox Pension in-app hub
Moneybox Pension account tab. Moneybox Pension account tab. Moneybox Pension account tab.

Get free money for your pension

You’ll receive a 25% bonus from the government on everything you add to your pension – for free! Pension and tax rules apply.

What’s pension tax relief?

Meet your dedicated support team

We’ve consolidated more than 60,000 pensions – and we could help combine yours too.

It’s easy to find and combine your old pots using our Provider Search tool in-app, or you could get assistance from our dedicated Pension Detectives and support team, who are always on hand to help.

 

How does the Moneybox Pension work?

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Choose where your money is invested

Select a pension Starting fund and see exactly where your money is invested, all from within the Moneybox app.

Global Shares ESG

Invest your pension in global companies that lead the way in environmental, social and governance factors through a socially responsible fund.

Fund fee 0.20% i
Incl. transaction costs
Find out more

LifePath

Choose the BlackRock LifePath funds and your money will be invested differently as you go through life, tailoring the risk as you get closer to retirement.

Fund fee 0.23-0.27% i
Incl. transaction costs
Find out more

Global Shares

Diversify your retirement investment portfolio with the Fidelity Index World fund, a low-cost way to invest in thousands of global companies like Netflix, Amazon and Tesla.

Fund fee 0.12% i
Incl. transaction costs
Find out more

Islamic Global Shares

Follow the principles of Islamic finance by excluding industries such as alcohol and tobacco.

Fund fee 0.63% i
Incl. transaction costs
Find out more

Fees

We believe in being fair and transparent, so we've set out the fees you'll pay for our Personal Pension in the table below.
These fees cover all trading and transaction costs.

  • Monthly subscription fee£0

  • Annual Moneybox platform fee

    Charged monthly

    • Balances up to £100,000 0.45%

    • Balances over £100,000 0.15%

  • Annual Fund provider costs (Starting Funds)0.15% - 0.58%

    Charged directly by fund providers


Join more than 60,000 people building a retirement worth waiting for

It's important you know

As with all investing, your capital is at risk. The value of your pension can go up and down, and you may get back less than you invest. When deciding whether to transfer your pension, it’s important to compare the charges, investment options & benefits between Moneybox and your old provider. Moneybox cannot accept a transfer from a pension your employer is currently paying into. You can only access your pension once you reach the minimum pension age.

Tax treatment depends on individual circumstances and may be subject to change in the future.

 

Risk Warning

It's important you know

Capital at risk. All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.

Tax treatment depends on individual circumstances and may be subject to change in the future.

Risk Warning
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