Invest for your child’s future with a Moneybox JISA
Give your child a flying start and invest up to £9,000 per tax year into a Junior Stocks & Shares ISA, with the Moneybox app.
Please note that only existing Moneybox customers are currently able to open a Junior Stocks & Shares ISA.
Get Started
Help your child’s savings work harder
A Junior ISA (JISA) is a great way to invest in your child’s future. It’s a tax-free investment account for children under the age of 18, which is opened and managed by a parent or guardian – but only the child can access the money, when they turn 18.
You can invest up to £9,000 each tax year – it won’t affect your personal annual ISA allowance of £20,000 and all your gains will be free from income and capital gains tax.
Plus, earn 3.8% AER* (variable) on any money held as cash in your Moneybox Junior ISA, before investing it.
Moneybox makes it easy
With Moneybox, you have access to plenty of tools and features that make it easy to manage your JISA – all within the app. Including:
- Instant bank transfers
- Open JISAs for multiple children
- Transfer in other JISAs to Moneybox
- Get help from our dedicated support team
- Receive gifted deposits from family and friends with Junior ISA Gifts
Who can open a Moneybox JISA?
To open a Moneybox Junior ISA you need to be a UK resident aged 18 or over and be the parent or guardian of a child under 18 years old.
The child must be a UK resident and they can’t already have a Child Trust Fund. If your child already has a Junior Stocks & Shares ISA you can transfer it into a Moneybox Junior ISA, free of charge.
All investing should be long term (min. 5 years). The value of your investments can go up and down, and you may get back less than you invest.
Start investing with a Moneybox JISA
Starting Options
Get started with our three simple Starting options – Cautious, Balanced, and Adventurous – which allow you to invest in a range of global companies across 12 tracker funds.
Custom allocation
You could choose to customise your investment allocations to build your own portfolio, allowing you to invest in line with your values and giving you more control over your money.
Building a custom portfolio is generally better suited to more experienced investors.
Learn more about investing
What's in our JISA Starting Options?
We’ve worked with experts to put together three simple Starting Options (Cautious, Balanced and Adventurous), including a socially responsible (SR) global shares option for each, so all you have to do is pick one.
All of our Starting Options contain an SR corporate bonds fund, and an SR global property shares fund.
Socially Responsible (SR)
Aims for modest growth with low-risk investments.
Aims for more growth with medium-risk investments.
Moneybox JISA fees
We believe in being fair and transparent, so we've set out the fees you'll pay for our Junior ISA in the table below. These fees cover all trading and transaction costs.
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Monthly subscription fee i
This covers all investment accounts. E.g. If you have a Stocks & Shares ISA and a General Investment Account, you will pay £1 in total each month.£ 1Free for the first 3 months
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Moneybox platform fee0.45%
Charged monthly
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Annual fund provider costs i
Incl. transactions0.13% - 0.25%Charged directly by fund providers
Award-winning app
JISA FAQs
If you have any questions, please chat to us in the app or email us via support@moneyboxapp.com.
What is a Junior ISA?
A Junior ISA (JISA) is a savings and investment account for children up to the age of 18. JISAs…
What happens to Junior ISA when my child turns 18?
When your child reaches 18, their Junior ISA will automatically convert into a standard Stocks & Shares ISA with…
How can I open a Junior ISA with Moneybox?
Please note that new Junior ISAs are currently only available to existing Moneybox customers. If you’re an existing Moneybox…
How do I transfer a Junior ISA to Moneybox?
Once you have opened a Junior ISA, you can request a transfer in form in Settings > Transfer >…
Learn more about investing
It's important you know
All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.
