Give Your Child a Flying Start with a Moneybox Junior ISA
Open a Junior Stocks & Shares ISA and start investing towards your child’s future with Moneybox.
Download the app and get started with £1.
Feel confident about their future
Help your child’s savings work harder.
- What is a JISA? A savings and investment account for children up to the age of 18. It is a great way to save as it's free from any income or capital gains tax.
- There are two types of Junior ISA – Cash and Stocks & Shares. Moneybox offers a Junior Stocks & Shares ISA, which can be opened via our separate iOS Junior ISA app.
- Sit back and relax knowing your child's money is working hard in the background. Check in to see how their investments are performing any time.
Help their savings grow as fast as they do
Investing in a Junior Stocks & Shares ISA can be a great way to grow your child’s savings rather than leaving it in cash. £1,000 invested at the beginning of 2011 would be worth £2,193 at the end of 2020, compared to £1,185 if left in cash.
Investing returns are based on our Balanced portfolio and include all fees. Where available, returns data for the selected funds have been used. Where the fund has a shortened performance history, we have used the appropriate index to simulate performance. This is the case for the Fidelity Global Equity fund prior to March 2014, the iShares Global Property Equity fund prior to October 2014, and the iShares Global Corporate Bond fund prior to January 2012. Cash returns are based on the best available cash interest rates at the beginning of each year. Both the potential risk and potential reward is greater with investing. It should be regarded as longer term (at least 5 years) and you may get back less than you invest. Past performance is not a reliable guide to future performance. Sources: Morningstar, MSCI.
What else should I know?
- To open a Moneybox Junior ISA you must be over 18 years old, live in the UK and have parental responsibility for a child under 18 years old.
- The child must be a resident in the UK, must not already have a Child Trust Fund and must not already have a Junior Stocks & Shares ISA (or, if they do, you will need to transfer this into the Moneybox Junior ISA).
- You can transfer-in free of charge.
- Remember, the value of your investments can go up and down, and you may get back less than you invest.
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Questions & answers
If you have any questions, please chat to us in the app or email us via support@moneyboxapp.com.
What is a Junior ISA?
A Junior ISA is a savings and investment account for children up to the age of 18. It is…
Do I open a Junior ISA for each child?
Yes, you must open a Junior ISA for each child as an account can only be in one name….
Can I move money between Junior ISAs?
Your child can only have one Junior Stocks & Shares ISA at a time. However, you can transfer the…
What happens to Junior ISA when my child turns 18?
When your child reaches 18, their Junior ISA will automatically convert into an adult Stocks & Shares ISA with…
Safety and transparency
Covered by the FSCS
Moneybox and our partner banks are covered by the government's Financial Services Compensation Scheme up to a limit of £85,000. Please be aware that this does not cover a decline in the value of your child's investments.
Bank level encryption
We use 256-bit TLS encryption for all your personal information and will never share any of your details with third parties without your consent.
We're here to help
If you have any questions, you can chat to us in the app or email us via support@moneyboxapp.com.
Fees
We believe in being fair and transparent, so we've set out the fees you'll pay for our Junior ISA in the table below.
These fees cover all trading and transaction costs.
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Monthly subscription fee
This covers all investment accounts. E.g. If you have a Stocks & Shares ISA and a General Investment Account, you will pay £1 in total each month.£ 1Free for the first 3 months
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Moneybox platform fee0.45%
Charged monthly
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Annual fund provider costs
Incl. transactions0.12% - 0.26%Charged monthly
Our other products
It's important you know
All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.
