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Save or invest a deposit to buy your first home with the Moneybox Lifetime ISA (LISA). Pay in up to £4,000 each tax year and get a 25% government bonus on all savings. That’s up to £1,000 for free each year you save!
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The Lifetime ISA (LISA) is a product designed by the government to support people aged 18-39 to buy their first home or put money aside for retirement.
We’ll be here from your first step to your doorstep. When the time comes, we can help you apply for the right mortgage for you from over 90 lenders.
Visit Moneybox Mortgages* to learn more.
So far we’ve helped over 1 million people save and invest for their future. Ready to join us?
Read more information about the Lifetime ISA. If you have any questions, please chat to us in the app or email us via firstname.lastname@example.org.
The Lifetime ISA (LISA) is a product designed by the government to help you to purchase your first home…
We offer two types of Lifetime ISA: A Cash Lifetime ISA – This works like a cash savings account…
Lifetime ISA bonuses are paid out at the end of each month, and are based on your total contributions…
Our blog post outlines the full process of withdrawing from a Lifetime ISA 🏡 You can use the amount…
The 25% government withdrawal penalty means that if you withdraw money for any reason other than buying your first home (up to £450,000) or retirement, you’ll pay a government charge of 25% on the amount you withdraw. This means you’ll get back less than you’ve put in. The value of your investments can go up and down, and you may get back less than you invest.
The Lifetime ISA is treated differently for tax purposes when compared to a pension. If you decide to opt out of your workplace pension and instead pay into a Lifetime ISA, you will not benefit from any employer-matched contributions into your LISA and it may affect your current and future entitlement to means-tested state benefits. If considering the Lifetime ISA for the purposes of retirement, we recommend you speak with an independent financial advisor.
Moneybox Mortgages is provided by Moneybox Mortgages Ltd.
Please note your home could be repossessed if you do not keep up repayments on your mortgage.
All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.