Inflation Time Machine

Find out how your individual monthly finances could be affected by inflation in the future.

First, let's look at your essential costs each month to find out how much disposable income you currently have to spend on non-essentials.

1. Monthly income after tax and paying down any debts

£

2. Essential monthly living costs

Rent / Mortgage

£

Bills

£

Food

£

Transport

£

3. Amount saved and invested each month

£

Your monthly disposable income

You are left with

£

disposable income each month

Next, let's look at how much your monthly costs could be affected based on projected inflation rates* over 1/2/3/4/5 years' time.

*Data from the Office for Budget Responsibility

Inflation Time Machine

Find out how your individual monthly finances could be affected by inflation in the future.

First, let's look at your essential costs each month to find out how much disposable income you currently have to spend on non-essentials.

1. Monthly income after tax and paying down any debts

£

2. Essential monthly living costs

Rent / Mortgage

£

Bills

£

Food

£

Transport

£

3. Amount saved and invested each month

£

Your monthly disposable income

You are left with

£

disposable income each month

Next, let's look at how much your monthly costs could be affected based on projected inflation rates* over 1/2/3/4/5 years' time.

*Data from the Office for Budget Responsibility

It's important you know

Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future.

A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future.

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