Invest with a Moneybox General Investment Account

The easiest way to invest more of your money outside your ISA allowance. Deposit up to £85,000 a week and get exposure to companies like Google, Apple and Tesla through our range of tracker funds.

Open a General Investment Account in minutes.

Download the app and get started with £1.

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Authorised and regulated by the Financial Conduct Authority

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Protected by the Financial Services Compensation Scheme

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Safeguarded by bank-level encryption

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What is a General Investment Account?

  • A General Investment Account is a simple way to invest outside of tax wrappers like a Stocks & Shares ISA - which you might want to do if you've reached your annual ISA allowance.
  • With the Moneybox General Investment Account, you can invest in thousands of global companies through our range of tracker funds.
  • You can deposit up to £85,000 a week into our General Investment Account, with access to our full fund range including global and emerging market shares, technology, property, healthcare and more.

What else should I know about the Moneybox General Investment Account?

  • You can start investing with as little as £1.
  • You must be 18 years or over and a resident in the UK (and not a US citizen).
  • You won't get the same tax breaks as a Stocks & Shares ISA - but you only pay tax on gains above £12,300, subject to having no other investments.
  • The value of your investments can go up and down, and you may get back less than you invest.
  • Investing with Moneybox

General Investment Account vs. Stocks & Shares ISA

  • With a Moneybox General Investment Account you can invest up to £85,000 a week and you'll pay tax on investment gains above £12,300 - subject to having no other investments.
  • With a Stocks & Shares ISA, you can invest up to £20,000 each tax year and you won't pay tax on any of your gains because it's classed as a 'tax wrapper'.
Learn more about our Stocks & Shares ISA

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Moneybox - Digital Wealth Management Provider of the Year 2019.

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Management Provider

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Manager

Our funds

With a Moneybox General Investment Account, you'll be able to invest in our range of tracker funds.

Fidelity Index World

Track the global stock market with shares in more than 1,600 companies like Apple and Amazon.

Fund fee 0.14% i
Incl. transaction costs
Find out more

Old Mutual MSCI World ESG Index

Invest in global companies that score highly on environmental, social and governance (ESG) factors.

Fund fee 0.24% i
Incl. transaction costs
Find out more

Legal & General Global Health & Pharmaceuticals Index

Champion the healthcare sector by investing in companies like Johnson & Johnson and Pfizer.

Fund fee 0.28% i
Incl. transaction costs
Find out more

iShares Global Property Equity

Gain exposure to over 300 property companies across a range of industries, from residential to retail.

Fund fee 0.28% i
Incl. transaction costs
Find out more

Moneybox General Investment Account fees

We believe in being fair and transparent, so we've set out the fees you'll pay for our General Investment Account in the table below.
These fees cover all trading and transaction costs. You can withdraw free of charge.

  • Monthly subscription fee
    This covers all investment accounts. E.g. If you have a Stocks & Shares ISA and a General Investment Account, you will pay £1 in total each month.
    £ 1

    Free for the first 3 months

  • Moneybox platform fee0.45%

    Charged monthly

  • Annual fund provider costs
    Incl. transactions
    0.12% - 0.58%

    Charged directly by fund providers

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So far we’ve helped over 700,000 people save and invest for their future. Ready to join us?



General Investment Account FAQs

Here’s some more info about our General Investment Account. If you have any questions, please chat to us in the app or email us via support@moneyboxapp.com.

View all FAQs

Learn more about investing

It's important you know

All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.

Risk Warning
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