Invest for your future with a General Investment Account
Want a simple way to invest in your future? Our General Investment Account lets you invest towards the things that matter most to you.
Download the app and get started with £1.
What is a General Investment Account?
- It’s a simple way to hold your investments outside of tax wrappers such as pensions and ISAs.
- The Moneybox General Investment Account lets you invest in thousands of global companies via a range of tracker funds, including a socially responsible option.
- The General Investment Account doesn’t offer tax relief but you only pay tax on gains above £12,300, subject to having no other investments.
What else should I know?
- You can contribute as little as £1.
- Moneybox limits deposits into the GIA to £20,000 a week.
- You must be 18 years or over and a resident in the UK (and not a US citizen).
- Remember, the value of your investments can go up and down, and you may get back less than you invest.
Award-winning app
Join more than 400,000 people already saving and investing for their future with the award-winning Moneybox app.
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Questions & answers
If you have any questions, please chat to us in the app or email us via
support@moneyboxapp.com.
What is a General Investment Account (GIA)?
The General Investment Account does not offer any tax-free allowances and does not have limits. We limit deposits into…
What’s the maximum amount I can invest at one time?
The maximum you can pay into an ISA for the 2020/21 tax year is £20,000. The annual Lifetime ISA…
How much do I need to get started?
You can start saving and investing with as little as £1.
What can I invest in?
Moneybox has worked with experts to offer you three starting options – Cautious, Balanced and Adventurous. All you need…
Safety and transparency
Covered by the FSCS
Moneybox and our partner banks are covered by the government's Financial Services Compensation Scheme up to a limit of £85,000. Please be aware that this does not cover a decline in the value of your investments.
Bank level encryption
We use 256-bit TLS encryption for all your personal information and will never share any of your details with third parties without your consent.
We're here to help
If you have any questions, you can chat to us in the app or email us via support@moneyboxapp.com.
Fees
We believe in being fair and transparent, so we've set out the fees you'll pay for our General Investment Account in the table below. These fees cover all trading and transaction costs.
Monthly subscription fee
This covers all investment accounts. E.g. If you have a Stocks & Shares ISA and a General Investment Account, you will pay £1 in total each month.£ 1Free for the first 3 months
Moneybox platform fee0.45%
Charged monthly
Annual fund provider costs
Incl. transactions0.12% - 0.30%Charged monthly
Our other products
It's important you know
All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.
