Business Saver

All topics Business Saver What is the interest rate for the Business Saver?

What is the interest rate for the Business Saver?

The current interest rate is currently 4.0% AER variable. Interest is earned daily and paid on the first day of each month, and your balance includes accrued interest. You can view a full interest history and breakdown on our website by clicking View Account > Breakdown, or in the Moneybox app in Wealth > Business Saver by tapping on the interest at the top of the page.

The interest rate is variable and can go up or down. We will inform you of any changes via the Moneybox app and email.

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It's important you know

Capital at risk. All investing should be for the longer term. The value of your investments can go up and down, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change in the future.

A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to £450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Payments you make into your pension won’t be accessible until the minimum pension age (currently 55, increasing to age 57 from 2028). Tax treatment depends on individual circumstances and may be subject to change in the future.

For Business Saver: T&Cs apply. Max one withdrawal per day.

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