What is investing?
Investing is when you buy assets like stocks and funds with the hope that they increase in value over time. If they do, you can sell them down the line for a profit.
- Stocks lets you own a piece of a company
- Funds spread your money across a group a different companies
The main reason to start investing is to grow your money over time, because over the long term, investing returns have typically beaten the returns of cash savings. However, it’s important to note that the value of your investments can go down as well as up and you could get back less than you invest.
At Moneybox, you can invest through our range of investment accounts:
- Stocks & Shares ISA
- Stocks & Shares Lifetime ISA
- General Investment Account (GIA)
- Stocks & Shares Junior ISA
All of these accounts allow you to invest in tracker funds and exchange traded funds (ETFs), and for our Stocks & Shares ISA, you can also invest in US stocks. More info on our investment options can be found here.
