Moneybox Pension - How it works

What funds can I invest in?

The Moneybox Pension currently has two options for you to invest the funds in. These are the Fidelity World Index Fund (this is the same equities fund available in the app for your ISA, GIA, or Lifetime ISA), or the Blackrock Lifepath fund. The latter is a ‘Lifestyle’ fund that changes the balance of  investments as you get closer to your retirement date. When you select this fund you’ll be asked to select the one with a target date that matches when you think you will retire. If you’re unsure of this, we recommend that you speak with an independent advisor.

You can change your investment fund at any time in settings>allocations. This can be selected for ‘future’ – in which all future transfers or deposits would be invested into the newly selected fund, or for ‘all’. Please note ‘all’ will sell down all of your units in the originally selected fund to purchase units in the new fund, so you would be ‘out of the market’ for a short time.

We’ll also soon be offering an ESG or ‘ethical’ fund. We’re working hard to have this available for pensions and will make sure to let all customers know as soon as it’s ready!

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It's important you know

All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.

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