How long does it take for the money to be invested into my Stocks & Shares ISA or GIA?

After your weekly savings are collected at midday on a Wednesday, your money will be invested into your ISA or GIA (or your child’s Junior ISA) on the Friday of the following week (i.e. seven business days later).

The full timeline is as follows:

Day 0 – Wednesday midday

Wednesday midday – your Moneybox is emptied and a Direct Debit instruction (round down to the nearest whole pound) is generated and you will be notified of the amount within the messages section of the app.

Day 1 – Thursday

Your Direct Debit instruction is submitted to your bank.

Day 3 – Monday

Money will leave your bank account via a Direct Debit.

Day 6 – Thursday

The ISA manager processes your contribution and prepares to make your investment.

Day 7 – Friday

Your money will be invested.

Day 11 – Thursday

Your investments have settled and will be reflected in-app.

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It's important you know

All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest.

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